13438 Prospect Ave, Warren, MI 48089 Property Records

Macomb County property record for 13438 Prospect Ave, Warren, MI 48089

Property Summary

Property Type	Single Family Home
Details	1 ba · 696 sqft · built 1952
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Oct 2023)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-35-434-012`

Property Details

APN / Parcel Number

Primary APN	`12-13-35-434-012`
Alternative APN	`1335434012`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	696 sqft Living Area
1st Floor Area	696 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Roof Material	Asphalt
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	106 ft deep x 40 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	13438 PROSPECT AVE
City	WARREN
State	MI
Zip	48089-3381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	JOHN F KEYS' KEYSLAWN ESTATES LOT 185 L10 P55
Legal Subdivision	JOHN F KEYS KEYSLAWN ESTATES
Legal Lot Number	185
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2013
Census Tract	268300

Owner

13438 Prospect Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13438 PROSPECT AVE, WARREN, MI 48089-3381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE HOUSING DEV AUTHORITY
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Aug 14, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on File
Deed Sale	Oct 11, 2023 · Amount on File
Prior Sale	Aug 14, 2023 · Amount on File
Deed Document Number	202386468
Deed Book / Page	29333 / 206
Prior Transfer Date	Aug 4, 2023
Prior Transfer Doc	0000069326
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	13438 PROSPECT AVE, WARREN, MI 48089-3381
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13438 PROSPECT AVE, WARREN, MI 48089-3381

Mortgage

Document Number	2300086077
Date	Oct 10, 2023
Book Page	29331/395
Instrument	202300086077

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 11, 2023
Property Address	13438 PROSPECT AVE, WARREN, MI 48089-3381
Document Number	2300086468
Book / Page	29333 / 206
Map Reference	LB 10 PG 55
Instrument Date	Oct 6, 2023
Instrument	202300086468
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	COLONIAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13438 PROSPECT AVE, WARREN, MI 48089-3381

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13438 PROSPECT AVE, WARREN, MI 48089-3381

Mortgage

Document Number	2300086076
Date	Oct 10, 2023
Book Page	29331/381
Instrument	202300086076

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

August 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 14, 2023
Property Address	13438 PROSPECT AVE, WARREN, MI 48089-3381
Document Number	2300069326
Book / Page	29253 / 910
Map Reference	LB 10 PG 55
Instrument Date	Aug 4, 2023
Instrument	202300069326
Transaction Type	Foreclosure
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 13438 Prospect Ave was $2,094 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Van Dyke Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,410	$88,820
2025	$2,094.00
2023		$27,550	$55,100
2022	$773.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13438 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13438 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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