13437 Lakeshore Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 13437 Lakeshore Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2000
Lot Size	0.345 acres (15,018 sqft)
Owner	2 Trust Names on File
Last Sale	$110,000 (Aug 2020)
Tax Bill	$7,271 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`395-080-42-00`

Property Details

APN / Parcel Number

Primary APN	`395-080-42-00`
Alternative APN	`3951300300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	15,018 sqft (0.345 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	3951300300
Street Address	13437 LAKESHORE DR
City	LAKESIDE
State	CA
Zip	92040-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 115 /EXC ELY 37.65 FT/ ELY 136.80 FT OF NLY 142.89 FT IN TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	1
Legal Lot Number	115
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	16804

Owner

13437 Lakeshore Dr is owner-occupied and held in a trust since August 2020.

Source: San Diego County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13437 LAKESHORE DR, LAKESIDE, CA 92040-3407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 10, 2020	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Deed Document Number	2020444266
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2026
Property Address	13437 LAKESHORE DR, LAKESIDE, CA 92040-3407
Document Number	0000219302
Instrument Date	Jul 23, 2026
Instrument	2026219302
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	13437 LAKESHORE DR, LAKESIDE, CA 92040-3407
Investor	Possibly a Property Investor

Mortgage

Document Number	0000219302,
Date	Jul 30, 2026
Instrument	2026219302

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2020
Property Address	13437 LAKESHORE DR, LAKESIDE, CA 92040-3407
Document Number	0000444266
Instrument Date	Jul 24, 2020
Instrument	444266
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE CO.

Transaction

Amount	Amount on Record
Tax	$121.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10309 EVERELL PL SANTEE CA 920715011, SANTEE, CA 92071-5011

Tax Assessment & Valuation

The 2025 property tax bill for 13437 Lakeshore Dr was $7,271.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$554,012 (+2%) Land $192,141 Building $361,871
2025	$7,271.00	$543,150 Land $188,374 Building $354,776
2023	$5,664.00 (+33.68%)	$427,320 Land $184,620 Building $242,700
2022	$4,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13437 Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13437 Lakeshore Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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