13435 Hemlock Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 13435 Hemlock Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1974
Lot Size	4.81 acres (209,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,100 (Sep 2018)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-34-2003-003`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-34-2003-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	209,611 sqft (4.81 acres)
Lot Dimensions	502 ft deep x 416 ft wide
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	732 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13435 HEMLOCK RD
City	CHESANING
State	MI
Zip	48616-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF S 20 ACRES OF W 1/2 OF NW 1/4 EXC N 6 FT OF W 208.7 FT THEREOF ALSO EXC S 525 FT OF E 250 FT THEREOF ALSO EXC W
Legal Range	02E
Legal Township	10N
Legal Section	34
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1067
Census Tract	12400

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13435 HEMLOCK RD, CHESANING, MI 48616-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Grant Deed, Transfer · Conventional Mortgage STATE BK
Jul 11, 2018	Grant Deed, Transfer SERVICELINK
Jan 5, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	201824572
Record Updated	Oct 29, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 24, 2018
Property Address	13435 HEMLOCK RD, CHESANING, MI 48616-9587
Document Number	0000024572
Instrument Date	Sep 18, 2018
Instrument	24572
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	SAGINAW BAY AREA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11004 FERGUS RD ST CHARLES MI 486558602, ST CHARLES, MI 48655-8602

Mortgage

Document Number	24573
Date	Sep 24, 2018
Instrument	24573

Lender

Name	STATE BK
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.62%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 11, 2018
Property Address	13435 HEMLOCK RD, CHESANING, MI 48616-9587
Document Number	0000019144
Instrument Date	Jan 19, 2017
Instrument	19144
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 5, 2017
Property Address	13435 HEMLOCK RD, CHESANING, MI 48616-9587
Document Number	0000000351
Book / Page	002885 / 000633
Instrument Date	Dec 16, 2016
Instrument	351
Transaction Type	Foreclosure
Record Updated	Jan 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$76.69
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12650 INGENUITY DR ORLANDO FL 328262703, ORLANDO, FL 32826-2703

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,300 (+9.92%)	$170,600 (+9.92%)
2025	$2,682.00 (+11.84%) Homeowner's exemption
2023		$77,600	$155,200
2022	$2,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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