13380 Hemlock Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 13380 Hemlock Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,612 sqft · built 2012
Lot Size	15.8 acres (689,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Dec 2016)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-2-33-1001-006`

Property Details

APN / Parcel Number

Primary APN	`08-10-2-33-1001-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	689,119 sqft (15.8 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	368 sqft
Deck Area	Deck Area
Patio Area	400 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13380 HEMLOCK RD
City	CHESANING
State	MI
Zip	48616-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 522 FT OF S 1056 FT OF E 1/2 OF NE 1/4 - 15.82 ACRES SEC 33 T10N R2E *** NEW COMB FROM PARENTS 1001-002 & 1001-001
Legal Range	02E
Legal Township	10N
Legal Section	33
Jurisdiction	SAGINAW MI
Township / Civil Division	BRANT
Census Block Group	1
Census Block	1068
Census Tract	12400

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13380 HEMLOCK RD, CHESANING, MI 48616-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 29, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2016 · Amount on Record
Deed Sale	Dec 15, 2016 · Amount on Record
Deed Document Number	201631784
Deed Book / Page	2883 / 287
Prior Transfer Date	May 16, 2014
Prior Transfer Doc	0000018608
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13380 HEMLOCK RD, CHESANING, MI 48616-9587
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13380 HEMLOCK RD, CHESANING, MI 48616-9587

Mortgage

Document Number	2021023355
Date	Jul 6, 2021
Instrument	2021023355

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 29, 2017
Property Address	13380 HEMLOCK RD, CHESANING, MI 48616-9587
Document Number	0000024429
Instrument Date	Aug 23, 2017
Instrument	24429
Transaction Type	Transfer
Record Updated	Sep 5, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17639 ROOSEVELT RD HEMLOCK MI 486269765, HEMLOCK, MI 48626-9765

Mortgage

Document Number	24430
Date	Aug 29, 2017
Instrument	24430

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brant Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,400 (+28.88%)	$308,800 (+28.88%)
2025	$3,608.00 (+18.06%) Homeowner's exemption
2023		$119,800	$239,600
2022	$3,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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