1343 Terrace Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1343 Terrace Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1961
Lot Size	0.262 acres (11,401 sqft)
Owner	2 Trust Names on File
Last Sale	$1,390,000 (Jun 2015)
Tax Bill	$11,172 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`021-011-540`

Property Details

APN / Parcel Number

Primary APN	`021-011-540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Family Room	Family Room

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	11,401 sqft (0.262 acres)
Lot Dimensions	184 ft deep x 62 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1343 TERRACE DR
City	MILLBRAE
State	CA
Zip	94030-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 53 BLOCK 1 MILLBRAE MEADOWS NO 3A RSM 53/33 CITY OF MILLBRAE
Legal Subdivision	MILLBRAE MEADOWS NO 3
Legal Block	1
Legal Lot Number	53
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1001
Census Tract	604600

Owner

1343 Terrace Dr is held in a trust since June 2015.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Intrafamily Transfer, Transfer
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 20, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Apr 25, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2015 · Amount on File
Deed Sale	Jun 19, 2015 · Amount on File
Prior Sale	Nov 30, 2011 · Amount on File
Deed Document Number	201563774
Prior Transfer Date	Mar 1, 1994
Prior Transfer Doc	0000040103
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Aug 2, 2023
Property Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003
Document Number	0000037039
Map Reference	MB 53 PG 33
Instrument Date	Jul 14, 2023
Instrument	2023-037039
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003

Mortgage

Document Number	0000018739
Date	Apr 26, 2023
Instrument	2023-018739

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003

Mortgage

Document Number	0000059607
Date	Aug 9, 2022
Instrument	2022-059607

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TLTE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003

Mortgage

Document Number	0000081389
Date	May 25, 2021
Instrument	2021-081389

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039658
Date	May 22, 2018
Instrument	2018-039658

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003
Document Number	0000089402
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1343 TERRACE DR MILLBRAE CA 940301003, MILLBRAE, CA 94030-1003

Mortgage

Document Number	0000089402
Date	Oct 25, 2019
Instrument	89402

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1343 TERRACE DR, MILLBRAE, CA 94030-1003
Document Number	0000035656
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1343 TERRACE DR MILLBRAE CA 940301003, MILLBRAE, CA 94030-1003

Mortgage

Document Number	0000035656
Date	May 14, 2019
Instrument	35656

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1343 Terrace Dr was $11,172.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,835,136 (+119.7%) Land $851,986 Building $983,150
2025	$11,172.00	$835,281 Land $835,281
2023	$20,077.00 (+13.17%) Homeowner's exemption	$1,605,694 Land $802,847 Building $802,847	$1,826,550
2022	$17,741.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1343 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1343 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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