1339 Terrace Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1339 Terrace Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,540 sqft · built 1984
Lot Size	0.275 acres (11,961 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,771 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-011-550`

Property Details

APN / Parcel Number

Primary APN	`021-011-550`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Building Area	3,540 sqft Living Area
Gross Area	4,980 sqft
1st Floor Area	2,120 sqft
2nd Floor Area	880 sqft
Basement Area	1,980 sqft
Finished Basement	540 sqft
Unfinished Basement	1,440 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	11,961 sqft (0.275 acres)
Lot Dimensions	183 ft deep x 65 ft wide
Garage Type	Basement
Garage Area	1,440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1339 TERRACE DR
City	MILLBRAE
State	CA
Zip	94030-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 54 BLOCK 1 MILLBRAE MEADOWS NO 3A RSM 53/33 CITY OF MILLBRAE
Legal Subdivision	MILLBRAE MEADOWS NO 3
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1001
Census Tract	604600

Owner

1339 Terrace Dr is owner-occupied and held in a trust since March 2012.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1339 TERRACE DR, MILLBRAE, CA 94030-1003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 7, 2012
Transfer Doc	0000032731
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1339 TERRACE DR, MILLBRAE, CA 94030-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055886
Date	Jun 30, 2017
Instrument	2017-055886

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1339 TERRACE DR, MILLBRAE, CA 94030-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109432
Date	Dec 23, 2019
Instrument	2019-109432

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1339 TERRACE DR, MILLBRAE, CA 94030-1003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 TERRACE DR, MILLBRAE, CA 94030-1003

Mortgage

Document Number	0000150487
Date	Dec 22, 2020
Instrument	2020-150487

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1339 Terrace Dr was $9,771 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,885 (+2%) Land $248,911 Building $467,974
2025	$9,771.00 Homeowner's exemption	$702,830 Land $244,031 Building $458,799
2023	$9,137.00 (+20.14%) Homeowner's exemption	$675,540 Land $234,556 Building $440,984	$3,180,780
2022	$7,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1339 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1339 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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