13423 Windy Meadow Ln, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13423 Windy Meadow Ln, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,710 sqft · built 2013
Lot Size	0.323 acres (14,073 sqft)
Owner	2 Individual Names on File
Last Sale	$639,199 (Jul 2013)
Tax Bill	$8,603 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03709843`

Property Details

APN / Parcel Number

Primary APN	`13-03709843`
Alternative APN	`03709843`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,710 sqft Living Area
Gross Area	4,110 sqft
1st Floor Area	1,987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	14,073 sqft (0.323 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03709843
Street Address	13423 WINDY MEADOW LN
City	SILVER SPRING
State	MD
Zip	20906-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POPLAR RUN
Legal Subdivision	POPLAR RUN
Legal Block	T
Legal Lot Number	26
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2020
Census Tract	703223

Owner

13423 Windy Meadow Ln is owned and occupied by two individuals who bought it in July 2013.

Source: Montgomery County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13423 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2013 · Amount on File
Deed Sale	Jul 11, 2013 · Amount on File
Deed Book / Page	47217 / 464
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 22, 2026
Property Address	13423 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Document Number	7095000391
Book / Page	70955 / 391
Instrument Date	Sep 17, 2026
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13423 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734

Mortgage

Document Number	7095000391,
Date	Sep 22, 2026
Book Page	70955/391

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13423 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Document Number	0584730194
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13423 WINDY MEADOW LN SILVER SPRING MD 209066734, SILVER SPRING, MD 20906-6734

Mortgage

Document Number	0584730194
Date	Nov 12, 2019
Book Page	058473/000194

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 13423 Windy Meadow Ln was $8,603.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,300 (+4.83%)	$870,700 (+14.48%) Land $296,200 Building $574,500
2025	$8,603.00	$760,600 Land $296,200 Building $464,400	$760,600 Land $296,200 Building $464,400
2023		$711,600	$760,600 Land $296,200 Building $464,400
2022	$7,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13423 Windy Meadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13423 Windy Meadow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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