13421 Windy Meadow Ln, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13421 Windy Meadow Ln, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,916 sqft · built 2013
Lot Size	0.316 acres (13,779 sqft)
Owner	2 Individual Names on File
Last Sale	$660,598 (Sep 2013)
Tax Bill	$9,341 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03709854`

Property Details

APN / Parcel Number

Primary APN	`13-03709854`
Alternative APN	`03709854`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,916 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	1,808 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,779 sqft (0.316 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03709854
Street Address	13421 WINDY MEADOW LN
City	SILVER SPRING
State	MD
Zip	20906-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POPLAR RUN
Legal Subdivision	POPLAR RUN
Legal Block	T
Legal Lot Number	27
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2020
Census Tract	703223

Owner

13421 Windy Meadow Ln is owned and occupied by two individuals who acquired it in August 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13421 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK-FUND STAFF FCU
Aug 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANK-FUND STAFF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2013 · Amount on File
Deed Sale	Sep 26, 2013 · Amount on File
Deed Book / Page	47720 / 176
Last Transfer Date	Aug 21, 2020
Transfer Doc	0603890412
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13421 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0569840495
Date	Dec 13, 2018
Book Page	56984/495

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Sep 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 28, 2020
Property Address	13421 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Document Number	0603890412
Book / Page	60389 / 412
Map Reference	PL 24473
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PEAK SETTLEMENTS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13421 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734

Mortgage

Document Number	0060389416
Date	Aug 28, 2020
Instrument	60389/416

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 13421 Windy Meadow Ln was $9,341, up 0.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$851,433 (+3.24%)	$904,900 (+9.72%) Land $295,300 Building $609,600
2025	$9,341.00 (+0.12%)	$824,700 Land $295,300 Building $529,400	$824,700 Land $295,300 Building $529,400
2024	$9,330.00
2023		$717,767	$824,700 Land $295,300 Building $529,400
2022	$7,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13421 Windy Meadow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13421 Windy Meadow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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