1342 Saddleback Trl, Camarillo, CA 93012 Property Records

Ventura County property record for 1342 Saddleback Trl, Camarillo, CA 93012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1978
Lot Size	0.185 acres (8,074 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Sep 2016)
Tax Bill	$8,686 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171-0-132-045`

Property Details

APN / Parcel Number

Primary APN	`171-0-132-045`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	1,088 sqft
2nd Floor Area	1,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	8,074 sqft (0.185 acres)
Lot Dimensions	118 ft deep x 67 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Pool Area	514 sqft

Location & Zoning

Street Address	1342 SADDLEBACK TRL
City	CAMARILLO
State	CA
Zip	93012-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5U
Legal Description	TRACT: 238104 LOT: 365 REF: 074MR 063
Legal Subdivision	2381-4
Legal Tract	238104
Legal Block	132
Legal Lot Number	365
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1003
Census Tract	5306

Owner

1342 Saddleback Trl is owned and occupied by two individuals who bought it in September 2016.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Feb 15, 2018	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2016 · Amount on File
Deed Sale	Sep 15, 2016 · Amount on File
Prior Sale	Jul 8, 2002 · Amount on File
Deed Document Number	2016133591
Prior Transfer Date	May 28, 1997
Prior Transfer Doc	0000066735
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417

Mortgage

Document Number	2021000071532
Date	Nov 12, 2021
Instrument	2021000071532

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417

Mortgage

Document Number	2022000019972
Date	Feb 16, 2022
Instrument	2022000019972

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417

Mortgage

Document Number	0000171694
Date	Oct 19, 2020
Instrument	20201019-00171694

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092926
Date	Jun 30, 2020
Instrument	20200630-00092926

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1342 SADDLEBACK TRL, CAMARILLO, CA 93012-4417
Document Number	0000021167
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1342 SADDLEBACK TRL CAMARILLO CA 930124417, CAMARILLO, CA 93012-4417

Mortgage

Document Number	0000021167
Date	Feb 22, 2018
Instrument	21167

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1342 Saddleback Trl was $8,686 with a homeowner's exemption, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$799,056 (+2%) Land $519,686 Building $279,370
2025	$8,686.00 (+2%) Homeowner's exemption	$783,389 Land $509,496 Building $273,893
2024	$8,516.00 (+3.74%)
2023	$8,209.00 (+0.31%) Homeowner's exemption	$752,970 Land $489,712 Building $263,258
2022	$8,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1342 Saddleback Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1342 Saddleback Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMROSA WATER DISTRICT serves 32,700 people · EPA ID CA5610063
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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