1280 Saddleback Trl, Camarillo, CA 93012 Property Records

Ventura County property record for 1280 Saddleback Trl, Camarillo, CA 93012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1978
Lot Size	0.166 acres (7,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,000 (Jun 1999)
Tax Bill	$5,602 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Sep 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`171-0-061-315`

Property Details

APN / Parcel Number

Primary APN	`171-0-061-315`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	1,088 sqft
2nd Floor Area	1,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Lot Area	7,222 sqft (0.166 acres)
Lot Dimensions	110 ft deep x 66 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1280 SADDLEBACK TRL
City	CAMARILLO
State	CA
Zip	93012-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5U
Legal Description	TRACT: 238101 LOT: 52 REF: 069MR 011
Legal Subdivision	2381-1
Legal Tract	238101
Legal Block	61
Legal Lot Number	52
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1003
Census Tract	5306

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Sep 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage DIGNIFIED HOME LOANS
May 22, 2019	Deed of Trust, Mortgage · FHA Mortgage DIGNIFIED HM LNS
May 22, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit RABOBANK
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage RABOBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 1999 · Amount on Record
Deed Sale	Jun 24, 1999 · Amount on Record
Prior Sale	Jul 9, 1997 · Amount on Record
Deed Document Number	1999120885
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416

Mortgage

Document Number	0000164925
Date	Sep 7, 2021
Instrument	20210907-00164925

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Change Frequency	Annually
Index	1-Year CMT

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416

Mortgage

Document Number	0000164924
Date	Sep 7, 2021
Instrument	20210907-00164924

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Change Frequency	Annually
Index	1-Year CMT

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416
Document Number	0000058999
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1280 SADDLEBACK TRL CAMARILLO CA 930124416, CAMARILLO, CA 93012-4416

Mortgage

Document Number	0000058999
Date	May 29, 2019
Instrument	58999

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	1 BAXTER WAY # 120, WESTLAKE VILLAGE, CA 91362-3809

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	5.38%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416
Document Number	0000059000
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1280 SADDLEBACK TRL CAMARILLO CA 930124416, CAMARILLO, CA 93012-4416

Mortgage

Document Number	0000059000
Date	May 29, 2019
Instrument	59000

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	5.38%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416
Document Number	0000096250
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1280 SADDLEBACK TRL CAMARILLO CA 930124416, CAMARILLO, CA 93012-4416

Mortgage

Document Number	0000096250
Date	Jul 26, 2017
Instrument	96250

Lender

Name	RABOBANK
Type	Bank
Address	FRESNO, CA 93711

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1280 SADDLEBACK TRL, CAMARILLO, CA 93012-4416
Document Number	0000084195
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1280 SADDLEBACK TRL CAMARILLO CA 930124416, CAMARILLO, CA 93012-4416

Mortgage

Document Number	0000084195
Date	Jun 29, 2017
Instrument	84195

Lender

Name	RABOBANK
Type	Bank
Address	ARROYO GRANDE, CA 93421-6002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Camarillo City
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,873 (+2%) Land $205,948 Building $308,925
2025	$5,602.00 (+2%) Homeowner's exemption	$504,778 (+4.04%) Land $201,910 Building $302,868
2024	$5,492.00 (+3.72%)
2023	$5,295.00 (+0.34%) Homeowner's exemption	$485,178 Land $194,070 Building $291,108
2022	$5,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMROSA WATER DISTRICT serves 32,700 people · EPA ID CA5610063
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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