1342 Ryan Dr, Centralia, MO 65240 Property Records

Boone County property record for 1342 Ryan Dr, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,943 sqft · built 2004
Lot Size	0.279 acres (12,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,800 (Jul 2015)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-303-00-01-022-00`

Property Details

APN / Parcel Number

Primary APN	`04-303-00-01-022-00`
Alternative APN	`04-303-00-01-022.00 01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,943 sqft Living Area
1st Floor Area	1,943 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,156 sqft (0.279 acres)
Lot Dimensions	203 ft deep x 59.9 ft wide
Garage Type	Attached
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1342 RYAN DR
City	CENTRALIA
State	MO
Zip	65240-1293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COUNTRY CLUB ESTATES LOT 24
Legal Range	11W
Legal Township	51N
Legal Section	11
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Lot Number	24
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1111
Census Tract	2000

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1342 RYAN DR, CENTRALIA, MO 65240-1293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE ELECTRONIC REGISTRATI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	201515398
Deed Book / Page	4473 / 86
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1342 RYAN DR, CENTRALIA, MO 65240-1293
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 RYAN DR, CENTRALIA, MO 65240-1293

Mortgage

Document Number	0000022142
Date	Dec 17, 2025
Book Page	6088/136
Instrument	2025022142

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1342 RYAN DR, CENTRALIA, MO 65240-1293
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011924
Date	Apr 22, 2021
Book Page	5412/115
Instrument	2021011924

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1342 RYAN DR, CENTRALIA, MO 65240-1293
Document Number	0000010182
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1342 RYAN DR CENTRALIA MO 652401293, CENTRALIA, MO 65240-1293

Mortgage

Document Number	0000010182
Date	May 21, 2020
Book Page	005189/000014
Instrument	10182

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2040

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,459 (-) Land $5,130 Building $47,329
2025	$3,097.00 (+15.22%)	$52,459 (+14.52%) Land $5,130 Building $47,329	$276,100 (+14.52%) Land $27,000 Building $249,100
2023	$2,688.00 (+8.17%)	$45,809 Land $5,130 Building $40,679	$241,100 Land $27,000 Building $214,100
2022	$2,485.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Kingdom Networks Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: FireServe, Verizon.

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