1322 Ryan Dr, Centralia, MO 65240 Property Records

Boone County property record for 1322 Ryan Dr, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,242 sqft · built 2005
Lot Size	0.541 acres (23,568 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,235 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-303-00-01-020-00`

Property Details

APN / Parcel Number

Primary APN	`04-303-00-01-020-00`
Alternative APN	`04-303-00-01-020.00 01`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	6,242 sqft Living Area
1st Floor Area	2,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Lot Area	23,568 sqft (0.541 acres)
Lot Dimensions	147 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	973 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	296 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1322 RYAN DR
City	CENTRALIA
State	MO
Zip	65240-1293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COUNTRY CLUB ESTATES LOT 22 AND E 65' LOT 21
Legal Range	11W
Legal Township	51N
Legal Section	11
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Lot Number	22
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1111
Census Tract	2000

Owner

Source: Boone County assessment roll, as of September 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1322 RYAN DR, CENTRALIA, MO 65240-1293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
May 20, 2019	Deed of Trust, Mortgage · Line of Credit HOMEBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1322 RYAN DR, CENTRALIA, MO 65240-1293
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013093
Date	May 3, 2021
Book Page	5420/88
Instrument	2021013093

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1322 RYAN DR, CENTRALIA, MO 65240-1293
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008499
Date	May 20, 2019
Book Page	5023/0134
Instrument	2019008499

Lender

Name	HOMEBANK
Type	Bank
Address	PALMYRA, MO 63461

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2039

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,235.00 (+15.21%)	$88,654 (+14.5%) Land $7,695 Building $80,959	$466,600 (+14.5%) Land $40,500 Building $426,100
2023	$4,544.00 (+8.16%)	$77,425 Land $7,695 Building $69,730	$407,500 Land $40,500 Building $367,000
2022	$4,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Kingdom Telephone Company Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Whittrio.

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