1341 Surrey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 1341 Surrey Ct, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,242 sqft · built 1978
Lot Size0.717 acres (31,250 sqft)
OwnerCompany Name on File
Last Sale$310,000 (Apr 2005)
Tax Bill$10,401 (2024)
Deeds & MortgagesJun 2019 Line of Credit
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN19-33-326-038

Property Details

APN / Parcel Number

Primary APN19-33-326-038

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area4,242 sqft Living Area
1st Floor Area2,121 sqft
Basement Area2,121 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Lot Area31,250 sqft (0.717 acres)
Lot Dimensions250 ft deep x 125 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1341 SURREY CT
CityALGONQUIN
StateIL
Zip60102-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0050512 LT 88 GASLIGHT TERRACE NORTH UNIT 3
Legal SubdivisionGASLIGHT TERRACE NORTH UNIT 3
Legal Block326
Legal Lot Number88
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1014
Census Tract871310

Owner

1341 Surrey Ct is owned by a company that bought it in April 2005 and is owner-occupied.

Source: McHenry County records, as of March 27, 2026

Owner of RecordCompany Name on File
Mailing Address1341 SURREY CT, ALGONQUIN, IL 60102-2010
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Nov 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2005 · Amount on File
Deed SaleApr 6, 2005 · Amount on File
Prior SaleFeb 18, 2000 · Amount on File
Deed Document Number200525668
Prior Transfer DateMay 30, 1997
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1341 SURREY CT, ALGONQUIN, IL 60102-2010
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017216
DateJun 13, 2019
Instrument2019R0017216
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 11, 2049
Interest
Rate TypeAdjustable Rate
Rate6.1%
Change FrequencyMonthly

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateNov 20, 2020
Property Address1341 SURREY CT, ALGONQUIN, IL 60102-2010
Document Number0000050512
Instrument DateNov 19, 2020
Instrument50512
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1341 SURREY CT ALGONQUIN IL 601022010, ALGONQUIN, IL 60102-2010

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$10,401.00$140,968 Land $14,830 Building $126,138$422,904 Land $44,490 Building $378,414
2022Homeowner's exemption$110,676 Land $37,468 Building $73,208$332,028 Land $112,404 Building $219,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1341 Surrey Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1341 Surrey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

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