1302 Surrey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 1302 Surrey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft · built 1977
Lot Size	0.777 acres (33,865 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2018)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-326-033`

Property Details

APN / Parcel Number

Primary APN	`19-33-326-033`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft
Gross Area	3,472 sqft
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	33,865 sqft (0.777 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1302 SURREY CT
City	ALGONQUIN
State	IL
Zip	60102-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0017647 (RE-RECORD) LT 100 GASLIGHT TERRACE NORTH UNIT 3
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	GASLIGHT TERRACE NORTH 03
Legal Block	326
Legal Lot Number	100
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1014
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1302 SURREY CT, ALGONQUIN, IL 60102-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 31, 2018	Grant Deed, Foreclosure HERITAGE TITLE COMPANY
Apr 12, 2018	Grant Deed, Foreclosure · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Apr 12, 2018 · Amount on File
Deed Document Number	0000017647
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1302 SURREY CT, ALGONQUIN, IL 60102-2011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011736
Date	Apr 3, 2020
Instrument	2020R0011736

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1302 SURREY CT, ALGONQUIN, IL 60102-2011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053721
Date	Dec 9, 2020
Instrument	2020R0053721

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	May 31, 2018
Property Address	1302 SURREY CT, ALGONQUIN, IL 60102-2011
Document Number	0000017647
Instrument Date	May 30, 2018
Instrument	17647
Transaction Type	Foreclosure
Record Updated	Jun 19, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$435.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1302 SURREY CT ALGONQUIN IL 601022011, ALGONQUIN, IL 60102-2011

April 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 12, 2018
Property Address	1302 SURREY CT, ALGONQUIN, IL 60102-2011
Document Number	0000011646
Instrument Date	Apr 3, 2018
Instrument	11646
Transaction Type	Foreclosure
Record Updated	Feb 18, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.85

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	410 MOORESFIELD ST ELGIN IL 601243801, ELGIN, IL 60124-3801

Mortgage

Document Number	11647
Date	Apr 12, 2018
Instrument	11647

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$99,525 Land $38,245 Building $61,280	$298,575 Land $114,735 Building $183,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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