1341 Settle Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1341 Settle Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1948
Lot Size	0.201 acres (8,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Aug 2026)
Tax Bill	$20,194 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2026 Sale + 6 more
Flood Zone	Zone D (undetermined)
APN	`429-05-026`

Property Details

APN / Parcel Number

Primary APN	`429-05-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
Gross Area	1,011 sqft
1st Floor Area	1,011 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,745 sqft (0.201 acres)
Lot Dimensions	159 ft deep x 55 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1341 SETTLE AVE
City	SAN JOSE
State	CA
Zip	95125-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	LOT 1,2
Legal Subdivision	A E COLTONS SUB
Legal Lot Number	1,2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	6
Census Block	6004
Census Tract	502400

Owner

Source: Santa Clara County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 7, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Feb 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY FCU
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAY FCU
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit BAY FCU
Jun 18, 2020	Deed of Trust, Mortgage · ARM BAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Jan 31, 2002 · Amount on Record
Deed Document Number	202626034548
Prior Transfer Date	Nov 6, 2014
Prior Transfer Doc	0022770325
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 2, 2026
Property Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Document Number	0026059332
Instrument Date	Sep 25, 2026
Instrument	202626059332
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364

Mortgage

Document Number	0026059332,
Date	Oct 2, 2026
Instrument	202626059332

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 7, 2026
Property Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Document Number	0026034548
Instrument Date	Aug 6, 2026
Instrument	202626034548
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$255,530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 17, 2026
Property Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Document Number	0026005447
Instrument Date	Jun 16, 2026
Instrument	202626005447
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Investor	Possibly a Property Investor

Mortgage

Document Number	0026005447,
Date	Jun 17, 2026
Instrument	202626005447

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 CLARES ST, CAPITOLA, CA 95010-2546

Mortgage

Document Number	0025941217
Date	Feb 9, 2026
Instrument	25941217

Lender

Name	BAY FCU
Type	Credit Union
Address	3333 CLARES ST, CAPITOLA, CA 95010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364

Mortgage

Document Number	0025314877
Date	Jun 6, 2022
Instrument	25314877

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023765751
Date	Sep 29, 2017
Instrument	23765751

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024030096
Date	Sep 25, 2018
Instrument	24030096

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Nov 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1341 SETTLE AVE, SAN JOSE, CA 95125-2364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024510966
Date	Jun 18, 2020
Instrument	24510966

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.5%
Index	1-Year CMT
Margin	3
Max Rate	7.5%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,582,173 (+2%) Land $904,100 Building $678,073
2025	$20,194.00 (+8.44%) Homeowner's exemption	$1,551,151 (+4.04%) Land $886,373 Building $664,778
2023	$18,622.00 (+0.87%) Homeowner's exemption	$1,490,920 Land $851,955 Building $638,965
2022	$18,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 29 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

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