Santa Clara County property record for 1305 Settle Ave, San Jose, CA 95125
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 5,563 sqft · built 2008 |
| Lot Size | 0.401 acres (17,458 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $4,250,000 (Apr 2021) |
| Tax Bill | $57,851 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2021 Sale & Mortgage + 5 more |
| Flood Zone | Zone D (undetermined) |
| APN | 429-05-023 |
| Primary APN | 429-05-023 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,563 sqft Living Area |
| 1st Floor Area | 2,877 sqft |
| 2nd Floor Area | 2,686 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 17,458 sqft (0.401 acres) |
| Lot Dimensions | 203 ft deep x 86 ft wide |
| Garage Area | 763 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1305 SETTLE AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95125-2364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Subdivision | DAVID WIGHT JR |
| Legal Lot Number | 6,7 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 502400 |
Source: Santa Clara County assessment roll, APN 429-05-023, as of August 11, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BUSINESS BANK |
| Apr 29, 2021 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 21, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Aug 20, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Sep 27, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Aug 06, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 01, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Prior Sale | May 30, 2012 · Amount on Record |
| Deed Document Number | 202124941445 |
| Prior Transfer Date | May 15, 2020 |
| Prior Transfer Doc | 0024597405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 03, 2026 |
| Property Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Document Number | 0025998480 |
| Instrument Date | May 28, 2026 |
| Instrument | 202625998480 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Investor | Possibly a Property Investor |
| Document Number | 0025998480, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202625998480 |
| Name | CITIZENS BUSINESS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 29, 2021 |
| Property Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Document Number | 0024941445 |
| Map Reference | MB N PG 92 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 24941445 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Investor | Possibly a Property Investor |
| Document Number | 0024941446 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 24941446 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0023585709 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 23585709 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024006112 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 24006112 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024291022 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 24291022 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0024566832 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 24566832 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 20, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 01, 2020 |
| Property Address | 1305 SETTLE AVE, SAN JOSE, CA 95125-2364 |
| Document Number | 0024597405 |
| Instrument Date | May 15, 2020 |
| Instrument | 24597405 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1305 SETTLE AVE SAN JOSE CA 951252364, SAN JOSE, CA 95125-2364 |
Source: Santa Clara County assessment roll as of August 11, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $57,851.00 (+8.75%) | $4,600,336 (+4.04%) Land $2,706,080 Building $1,894,256 |
| 2023 | $53,197.00 (+0.92%) | $4,421,700 Land $2,601,000 Building $1,820,700 |
| 2022 | $52,712.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855024006, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 29 condo units |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 827 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: California Internet, Ridge Wireless, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system CA4310011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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