San Luis Obispo County property record for 1341 Cove Ct, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,244 sqft · built 1983 |
| Lot Size | 0.168 acres (7,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Oct 2022) |
| Tax Bill | $7,054 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-282-042 |
| Primary APN | 062-282-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 7,325 sqft (0.168 acres) |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 1341 COVE CT |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 722 LT 15 |
| Legal Subdivision | OCEAN ESTATES 1 |
| Legal Tract | 722 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1341 COVE CT, OCEANO, CA 93445-9410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2023 | Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Oct 21, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 3, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 202242003 |
| Prior Transfer Date | Aug 29, 2020 |
| Prior Transfer Doc | 0000047838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 7, 2023 |
| Property Address | 1341 COVE CT, OCEANO, CA 93445-9410 |
| Document Number | 0000009563 |
| Map Reference | MB 11 PG 44 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023009563 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 21, 2022 |
| Property Address | 1341 COVE CT, OCEANO, CA 93445-9410 |
| Document Number | 0000042003 |
| Map Reference | MB 11 PG 44 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022042003 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1341 COVE CT, OCEANO, CA 93445-9410 |
| Document Number | 0000042004 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022042004 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 3, 2020 |
| Property Address | 1341 COVE CT, OCEANO, CA 93445-9410 |
| Document Number | 0000047838 |
| Instrument Date | Aug 29, 2020 |
| Instrument | 47838 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1341 COVE CT OCEANO CA 934459410, OCEANO, CA 93445-9410 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $642,030 (+2%) Land $424,483 Building $217,547 | |
| 2025 | $7,054.00 (+4.6%) | $629,442 (+4.04%) Land $416,160 Building $213,282 |
| 2023 | $6,744.00 (+208.79%) | $605,000 Land $400,000 Building $205,000 |
| 2022 | $2,184.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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