1336 Cove Ct, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1336 Cove Ct, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,258 sqft · built 1984
Lot Size0.138 acres (6,000 sqft)
Owner2 Trust Names on File
Last Sale$685,000 (Feb 2023)
Tax Bill$7,943 (2025)
Deeds & MortgagesFeb 2023 Sale
Mar 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN062-282-040

Property Details

APN / Parcel Number

Primary APN062-282-040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,258 sqft Living Area
1st Floor Area1,258 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1336 COVE CT
CityOCEANO
StateCA
Zip93445-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSFR
Legal DescriptionTR 722 LT 13
Legal SubdivisionOCEANO ESTATES 01
Legal Tract722
Legal Block1
Legal Lot Number13
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1006
Census Tract12201

Owner

1336 Cove Ct is held in a trust since December 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Trust Names on File
Mailing Address1516 BELLA OAKS DR, TULARE, CA 93274-0002
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY
Mar 25, 2020Deed of Trust, Mortgage · Line of Credit
SESLOC FCU
Aug 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
SESLOC FCU
Apr 19, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
SESLOC FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2023 · Amount on File
Deed SaleFeb 8, 2023 · Amount on File
Prior SaleMar 21, 2012 · Amount on File
Deed Document Number20233675
Last Transfer DateDec 27, 2024
Transfer Doc0000000213
Record UpdatedSep 20, 2026

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 8, 2023
Property Address1336 COVE CT, OCEANO, CA 93445-9410
Document Number0000003675
Map ReferenceMB 11 PG 44
Instrument DateFeb 2, 2023
Instrument2023003675
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1516 BELLA OAKS DR, TULARE, CA 93274-0002

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1336 COVE CT, OCEANO, CA 93445-9410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014577
DateMar 25, 2020
Instrument2020014577
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93403
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 24, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1336 COVE CT, OCEANO, CA 93445-9410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034384
DateAug 20, 2018
Instrument2018034384
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueMay 1, 2048

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 19, 2018
Property Address1336 COVE CT, OCEANO, CA 93445-9410
Document Number0000015477
Map ReferenceMB11 PG44
Instrument DateApr 13, 2018
Instrument2018015477
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1336 COVE CT, OCEANO, CA 93445-9410

Mortgage

Document Number0000015478
DateApr 19, 2018
Instrument2018015478
Lender
NameSESLOC FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1336 Cove Ct was $7,943.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$726,927 (+2%) Land $451,013 Building $275,914
2025$7,943.00$712,674 Land $442,170 Building $270,504
2023$3,743.00 (+1.41%)$322,957 Land $173,789 Building $149,168
2022$3,691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1336 Cove Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1336 Cove Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on Cove Ct

Nearby Streets

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