13407 Tower Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 13407 Tower Rd, Thurmont, MD 21788 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bathrooms	3 Baths
Architecture Style	Conventional
Year Built	Built 1984
Square Footage	2,122 sqft Total Area
Lot Size	1,479,298 sqft (33.9 acres)
Occupancy	Owner Occupied
Last Sale	$324,900 (1999)
Tax Bill	$4,098.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`10-272831`
Alternative APN	`272831`

Interior

Full Baths	3 Baths
Building Area	2,122 sqft Total Area
1st Floor	1,654 sqft 1st Floor
Basement Area	816 sqft Basement
Finished Basement	816 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	1,479,298 sqft (33.9 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	1,440 sqft Shed
Deck Area	560 sqft Deck
Porch	Open Porch
Porch Area	90 sqft Porch

Utilities and HVAC

Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	272831
Street Address	13407 TOWER RD
City	THURMONT
State	MD
Zip	21788-1407
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LT 3 33.964 AC FOXVILLE TOWER RD SCHINNERER SUB
Legal Subdivision	SCHINNERER SUB
Legal Lot Number	3 33
Jurisdiction	FREDERICK MD
Minor Civil Division	10, HAUVERS
Census Blockgroup	1
Census Block	1026
Census Tract	752801

Owner

Source: Frederick County records · APN 10-272831

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13407 TOWER RD, THURMONT, MD 21788-1407
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 1999 · Amount on Record
Deed Sale	Dec 06, 1999 · Amount on Record
Deed Doc Number	997653
Deed Book / Page	2658 / 1168
Record Refreshed	Jun 07, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13407 TOWER RD, THURMONT, MD 21788-1407
Transaction Type	Mortgage
Record Updated	Mar 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13407 TOWER RD, THURMONT, MD 21788-1407

Mortgage

Document Number	0157480450
Date	Feb 24, 2022
Book Page	15748/450

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2042

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,098.00 Homeowner's exemption	$345,200 Land $78,100 Building $267,100	$345,200 Land $78,100 Building $267,100

Flood & Wildfire

13407 Tower Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.