13110 Tower Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 13110 Tower Rd, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,626 sqft · built 1986
Lot Size4.53 acres (197,762 sqft)
Owner2 Individual Names on File
Last Sale$267,000 (Sep 2003)
Tax Bill$4,265 (2025)
Flood ZoneZone X (minimal risk)
APN06-180299

Property Details

APN / Parcel Number

Primary APN06-180299
Alternative APNs
  • 6180299
  • 180299

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,626 sqft Living Area
Gross Area1,962 sqft
1st Floor Area1,338 sqft
Basement Area288 sqft
Finished Basement288 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area197,762 sqft
PorchEnclosed Porch
Porch Area336 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number180299
Street Address13110 TOWER RD
CityTHURMONT
StateMD
Zip21788-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLT 5-4.549 AC FOXVILLE TOWER RD ARROWOOD
Legal SubdivisionARROWOOD
Legal Lot Number5
JurisdictionFREDERICK MD
Township / Civil Division6, CATOCTIN
Census Block Group1
Census Block1034
Census Tract752801

Owner

13110 Tower Rd is owned and occupied by two individuals who bought it in September 2003.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address13110 TOWER RD, THURMONT, MD 21788-1436
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2003 · Amount on File
Deed SaleSep 24, 2003 · Amount on File
Prior SaleMay 31, 2002 · Amount on File
Deed Document Number20032780
Deed Book / Page4130 / 327
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 13110 Tower Rd was $4,265.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,200 Land $109,500 Building $255,700$365,200 Land $109,500 Building $255,700
2025$4,265.00
2023$3,434.00$280,400 Land $95,000 Building $185,400$280,400 Land $95,000 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13110 Tower Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1996–2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13110 Tower Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tower Rd

Nearby Streets

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