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13406 Main St, Elberta, AL 36530 Property Records

Baldwin County property record for 13406 Main St, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,200 sqft · built 2014
Lot Size0.327 acres (14,265 sqft)
OwnerIndividual Name on File
Tax Bill$438 (2022)
Deeds & MortgagesJan 2021 Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN53-04-20-3-000-015

Property Details

APN / Parcel Number

Primary APN53-04-20-3-000-015
Alternative APNs
  • 296490
  • 19690

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,200 sqft Heated Area
1st Floor Area2,200 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,265 sqft (0.327 acres)
Lot Dimensions187 ft deep x 76 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Utility Building420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number296490
Street Address13406 MAIN ST
CityELBERTA
StateAL
Zip36530-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description76' X 187.75' LOT 16 UNIT 1 LINDOERFERS ADDN TO ELBERTA MB4PG279 SEC 20-T7S-R5E (WD-SURVIVORSHIP)
Legal SubdivisionLINDOERFER ADDN TO ELBERTA
Legal BlockU-1
Legal Lot Number16
Legal Unit1
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group1
Census Block1053
Census Tract11601

Owner

13406 Main St is owned and occupied by an individual who acquired it in January 2012.

Source: Baldwin County records, as of April 16, 2026

Owner of RecordIndividual Name on File
Mailing Address13406 MAIN ST, ELBERTA, AL 36530-2404
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 22, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2012
Deed SaleJan 11, 2012
Deed Document Number20121319998
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address13406 MAIN ST, ELBERTA, AL 36530-2404
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001881103
DateJan 4, 2021
Instrument1881103
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address13406 MAIN ST, ELBERTA, AL 36530-2404
Document Number0001799594
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13406 MAIN ST ELBERTA AL 365302404, ELBERTA, AL 36530-2404

Mortgage

Document Number0001799594
DateDec 10, 2019
Instrument1799594
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 9, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,500 Land $2,620 Building $25,880$284,800 Land $26,100 Building $258,700
2023Homeowner's exemption Senior Citizen's exemption Additional exemption filed$31,240 (+27.82%)$312,200 (+27.79%) Land $30,100 Building $282,100
2022$438.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$24,440$244,300 Land $27,200 Building $217,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13406 Main St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims8 (1998–2020)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13406 Main St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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