13396 Main St, Elberta, AL 36530 Property Records

Baldwin County property record for 13396 Main St, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,434 sqft · built 1988
Lot Size	0.655 acres (28,546 sqft)
Owner	Individual Name on File
Tax Bill	$453 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-04-20-3-000-016`

Property Details

APN / Parcel Number

Primary APN	`53-04-20-3-000-016`
Alternative APNs	`348400` `34197`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,434 sqft Heated Area
1st Floor Area	1,434 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,546 sqft (0.655 acres)
Lot Dimensions	187 ft deep x 152 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	348400
Street Address	13396 MAIN ST
City	ELBERTA
State	AL
Zip	36530-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	152' X 187.8' LOTS 17-18 UNIT 1 LINDOERFER ADDN PB4 PG279 SEC 20-T7S-R5E (WD/SURVIVORSHIP)
Legal Subdivision	LINDOERFER ADDN TO ELBERTA
Legal Lot Number	17-18
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	1
Census Block	1053
Census Tract	11601

Owner

13396 Main St is owned and occupied by an individual who acquired it in September 2018.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13396 MAIN ST, ELBERTA, AL 36530-2402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018
Deed Sale	Sep 4, 2018
Deed Document Number	20181717681
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	13396 MAIN ST, ELBERTA, AL 36530-2402
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001797793
Date	Nov 27, 2019
Instrument	1797793

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	13396 MAIN ST, ELBERTA, AL 36530-2402
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001833535
Date	Jun 4, 2020
Instrument	1833535

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 13396 Main St was $453 with a homeowner's exemption, down 2.4% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$453.00 (-2.37%) Homeowner's exemption
2025	$464.00	$18,200 Land $4,580 Building $13,620	$181,900 Land $45,700 Building $136,200
2023	$500.00 (+26.9%) Homeowner's exemption	$19,480 (+24.23%)	$194,700 (+24.33%) Land $52,600 Building $142,100
2022	$394.00 (+16.22%) Homeowner's exemption	$15,680	$156,600 Land $47,300 Building $109,300
2021	$339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13396 Main St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1998–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13396 Main St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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