13403 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13403 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,818 sqft · built 2023
Owner	Individual Name on Record
Last Sale	$89,500 (Dec 2020)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Sale
APN	`107-120-7873`

Property Details

APN / Parcel Number

Primary APN	`107-120-7873`
Alternative APN	`28994`

Interior

Building Area	1,818 sqft Living Area

Exterior

Year Built	Built 2023
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-120-7873
Street Address	13403 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25A LAKE RAMSEY PH 3 INST NO 967713 INST NO 987173 INST NO 1179515 INST NO 2240532
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	25A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	280 KNOLL PINE CIR, COVINGTON, LA 70435-5615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK & TRUST
Dec 3, 2020	Cash Sale Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	2240532
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13403 RIVERLAKE DR, COVINGTON, LA 70435-5519
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002336941
Date	Jul 13, 2022
Instrument	2336941

Lender

Name	FIRST AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage

Interest

Rate Type	Fixed Rate

December 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 3, 2020
Property Address	13403 RIVERLAKE DR, COVINGTON, LA 70435-5519
Document Number	0002240532
Map Reference	DOC 967713
Instrument Date	Nov 30, 2020
Instrument	2240532
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3525 CONFIDENCE DR, FORT WORTH, TX 76244-4210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 KNOLL PINE CIR, COVINGTON, LA 70435-5615

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 (-3.78%) Homeowner's exemption	$35,844 (-) Land $7,500 Building $28,344	$358,444 (-) Land $75,000 Building $283,444
2024	$3,305.00 (+253.1%) Homeowner's exemption	$35,844 (+377.92%) Land $7,500 Building $28,344	$358,444 (+377.93%) Land $75,000 Building $283,444
2023	$936.00	$7,500 (-) Land $7,500	$75,000 (+87.5%) Land $75,000
2022	$936.00	$7,500 Land $7,500	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 80% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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