13395 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 13395 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,025 sqft · built 2002
Owner	Individual Name on File
Last Sale	$317,000 (May 2013)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2021 Mortgage + 1 more
APN	`107-120-7288`

Property Details

APN / Parcel Number

Primary APN	`107-120-7288`
Alternative APN	`28945`

Interior

Building Area	2,025 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-120-7288
Street Address	13395 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26A LAKE RAMSEY SUB PH 3 INST NO 895983 INST NO 962332 INST NO 1001549 INST NO 1248254 INST NO 1266903 INST NO 1346707 IN
Legal Subdivision	LAKE RAMSEY
Legal Phase	3
Legal Lot Number	26A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

13395 Riverlake Dr is owned and occupied by an individual who bought it in May 2013.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13395 RIVERLAKE DR, COVINGTON, LA 70435-5520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · VA Mortgage MORTGAGE LENDERS AMERICA LLC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jul 31, 2019	Deed of Trust, Mortgage · VA Mortgage BISON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2013 · Amount on File
Deed Sale	May 20, 2013 · Amount on File
Deed Document Number	1900748
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13395 RIVERLAKE DR, COVINGTON, LA 70435-5520
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002135290
Date	Nov 7, 2018
Instrument	2135290

Lender

Name	MORTGAGE LENDERS AMERICA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13395 RIVERLAKE DR, COVINGTON, LA 70435-5520
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002256934
Date	Mar 9, 2021
Instrument	2256934

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	13395 RIVERLAKE DR, COVINGTON, LA 70435-5520
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002167213
Date	Jul 31, 2019
Instrument	2167213

Lender

Name	BISON STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13395 Riverlake Dr was $2,708 with a homeowner's exemption, down 2.3% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (-2.34%) Homeowner's exemption	$31,638 (+1.15%) Land $7,500 Building $24,138	$316,381 (+1.15%) Land $75,000 Building $241,381
2024	$2,773.00 (+5.88%) Homeowner's exemption	$31,278 (+9.8%) Land $7,500 Building $23,778	$312,778 (+9.8%) Land $75,000 Building $237,778
2023	$2,619.00 Homeowner's exemption	$28,486 (-) Land $7,500 Building $20,986	$284,860 (+14.01%) Land $75,000 Building $209,860
2022	$2,619.00 Homeowner's exemption	$28,486 Land $7,500 Building $20,986	$249,860 Land $40,000 Building $209,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 13395 Riverlake Dr; there have been 44 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13395 Riverlake Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 80% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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