Seminole County property record for 1340 Stellar Dr, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,959 sqft · built 2007 |
| Lot Size | 0.235 acres (10,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $403,500 (Mar 2018) |
| Tax Bill | $9,186 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-508-0000-0680 |
| Primary APN | 03-21-31-508-0000-0680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,959 sqft Living Area |
| Gross Area | 3,421 sqft |
| 1st Floor Area | 2,711 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,250 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 298 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1340 STELLAR DR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 68 PRESERVE AT BLACK HAMMOCK REPLAT PB 72 PGS 73 - 78 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | PRESERVE AT BLACK HAMMOCK REPLAT |
| Legal Tract | 508 |
| Legal Lot Number | 68 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21311 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1340 STELLAR DR, OVIEDO, FL 32765-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Mar 2, 2018 | Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Nov 9, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Apr 24, 2017 | Warranty Deed, Transfer LEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TITLE PTRS/CTRL F |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on Record |
| Deed Sale | Mar 2, 2018 · Amount on Record |
| Prior Sale | Apr 24, 2017 · Amount on Record |
| Deed Document Number | 201823781 |
| Deed Book / Page | 9085 / 107 |
| Prior Transfer Date | Oct 30, 2017 |
| Prior Transfer Doc | 2017113624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1340 STELLAR DR, OVIEDO, FL 32765-9688 |
| Document Number | 0097301003 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1340 STELLAR DR OVIEDO FL 327659688, OVIEDO, FL 32765-9688 |
| Document Number | 0097301003 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 009730/001003 |
| Instrument | 114989 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 11, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 2, 2018 |
| Property Address | 1340 STELLAR DR, OVIEDO, FL 32765-9688 |
| Document Number | 0090850107 |
| Book / Page | 009085 / 000107 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 23781 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,824.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1340 STELLAR DR OVIEDO FL 327659688, OVIEDO, FL 32765-9688 |
| Document Number | 90850109 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 009085/000109 |
| Instrument | 23782 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 9, 2017 |
| Property Address | 1340 STELLAR DR, OVIEDO, FL 32765-9688 |
| Document Number | 0090210912 |
| Book / Page | 009021 / 000912 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 113624 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1340 STELLAR DR OVIEDO FL 327659688, OVIEDO, FL 32765-9688 |
| Document Number | 90210913 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 009021/000913 |
| Instrument | 113625 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN BRUNO, CA 94066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 24, 2017 |
| Property Address | 1340 STELLAR DR, OVIEDO, FL 32765-9688 |
| Document Number | 0088990693 |
| Book / Page | 008899 / 000693 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 39805 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2017 |
| Title Company | LEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TITLE PTRS/CTRL F |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,730.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1340 STELLAR DR OVIEDO FL 327659688, OVIEDO, FL 32765-9688 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,186.00 (+22.97%) | $550,786 (+9.29%) Land $130,000 Building $420,786 | $550,786 (+9.29%) Land $130,000 Building $420,786 |
| 2023 | $7,470.00 (+13.7%) | $503,963 (+23.25%) | $503,963 (+14.94%) Land $120,000 Building $383,963 |
| 2022 | $6,570.00 | $408,885 | $438,462 Land $110,000 Building $328,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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