1320 Stellar Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 1320 Stellar Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 5,011 sqft · built 2010
Lot Size	0.267 acres (11,625 sqft)
Owner	2 Individual Names on File
Last Sale	$632,000 (Jan 2021)
Tax Bill	$10,069 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-21-31-508-0000-0660`

Property Details

APN / Parcel Number

Primary APN	`03-21-31-508-0000-0660`
Alternative APN	`21310350800000660`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	5,011 sqft Living Area
Gross Area	5,647 sqft
1st Floor Area	2,290 sqft
Upper Floors Area	2,721 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,625 sqft (0.267 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	374 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1320 STELLAR DR
City	OVIEDO
State	FL
Zip	32765-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 66 PRESERVE AT BLACK HAMMOCK REPLAT PB 72 PGS 73 - 78
Legal Range	31E
Legal Township	21S
Legal Section	03
Legal Subdivision	PRESERVE AT BLACK HAMMOCK REPLAT
Legal Tract	508
Legal Lot Number	66
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1010
Census Tract	21311

Owner

1320 Stellar Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1320 STELLAR DR, OVIEDO, FL 32765-9688
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Aug 5, 2016 · Amount on File
Deed Document Number	202111979
Deed Book / Page	9828 / 1249
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	0087411185
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 27, 2021
Property Address	1320 STELLAR DR, OVIEDO, FL 32765-9688
Document Number	0098281249
Book / Page	9828 / 1249
Map Reference	MB 72 PG 73-78
Instrument Date	Jan 22, 2021
Instrument	2021011979
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 BOARDWALK AVE APT 135, 150, OVIEDO, FL 32765-6159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14427 JEWEL AVE # 1, 1, FLUSHING, NY 11367-1722

Mortgage

Document Number	0098281251
Date	Jan 27, 2021
Instrument	9828/1251

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Stellar Dr was $10,069 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,069.00 Homeowner's exemption	$640,774	$792,366 Land $130,000 Building $662,366
2023	$8,990.00 (+2.56%) Homeowner's exemption	$604,578 (+3%)	$743,669 (+17.13%) Land $120,000 Building $623,669
2022	$8,766.00 Homeowner's exemption	$586,969	$634,909 Land $110,000 Building $524,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Stellar Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	20 (2001–2024)
Claims Outside the SFHA	15 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Stellar Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20