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1340 Ratzer Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 1340 Ratzer Rd, Wayne, NJ 07470 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleContemporary
Year BuiltBuilt 1988
Square Footage2,106 sqft Living Area
Lot Size28,053 sqft (0.644 acres)
OccupancyOwner Occupied
Last Sale$1,060,000 (2024)
Tax Bill$18,588.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-02117-0000-00119
Alternative APNs
  • 1400478000000004C
  • 140211700119

Interior

Building Area2,106 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary Style
Lot Area28,053 sqft (0.644 acres)

Location & Zoning

Old Parcel Number1400478000000004C
Street Address1340 RATZER RD
CityWAYNE
StateNJ
Zip07470-2358
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2117
Legal Lot Number119
JurisdictionPASSAIC NJ
Minor Civil DivisionWAYNE
Census Blockgroup3
Census Block3004
Census Tract246101

Owner

Source: Passaic County and Wayne Township records · APN 14-02117-0000-00119

Assessment roll updated July 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1340 RATZER RD, WAYNE, NJ 07470-2358
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Jul 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Sep 26, 2024Deed, Transfer · Conventional Mortgage
TRUSTCO BANK
May 04, 2023Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2024 · Amount on Record
Deed SaleSep 26, 2024 · Amount on Record
Prior SaleMay 04, 2023 · Amount on Record
Deed Doc Number202430359
Deed Book / Page4777 / 84
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Recording DateJul 21, 2026
Property Address1340 RATZER RD, WAYNE, NJ 07470-2358
Document Number0000025098
Book / Page20046 / 210
Instrument DateMar 06, 2026
Instrument202625098
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 RATZER RD, WAYNE, NJ 07470-2358

Mortgage

Document Number0000025098,
DateJul 21, 2026
Book Page20046/210
Instrument202625098
Lender
NameTRUSTCO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.11%
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Recording DateJul 21, 2026
Property Address1340 RATZER RD, WAYNE, NJ 07470-2358
Document Number0000025099
Book / Page20046 / 217
Instrument DateMar 06, 2026
Instrument202625099
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 RATZER RD, WAYNE, NJ 07470-2358

Mortgage

Document Number0000025099,
DateJul 21, 2026
Book Page20046/217
Instrument202625099
Lender
NameTRUSTCO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.11%
Max Rate-1%

September 2024: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateSep 26, 2024
Property Address1340 RATZER RD, WAYNE, NJ 07470-2358
Document Number0000030359
Book / PageD4777 / 84
Instrument DateSep 25, 2024
Instrument2024030359
Transaction TypeTransfer
Record UpdatedNov 03, 2025
Title CompanyAMERICAN E TITLE LLC, AMERICAN TITLE HUB LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address46 BATTLE RIDGE TRL, TOTOWA, NJ 07512-1656

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 RATZER RD, WAYNE, NJ 07470-2358

Mortgage

Document Number0000030360
DateSep 26, 2024
Instrument2024030360
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2054

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateMay 04, 2023
Property Address1340 RATZER RD, WAYNE, NJ 07470-2358
Document Number0000014784
Book / PageD4518 / 255
Instrument DateApr 27, 2023
Instrument2023014784
Transaction TypeTransfer
Record UpdatedNov 03, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1330 RATZER RD, WAYNE, NJ 07470-2358

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 RATZER RD, WAYNE, NJ 07470-2358

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$309,900 (-) Land $110,000 Building $199,900$309,900 (-) Land $110,000 Building $199,900
2025$18,588.00 (+23.32%)$309,900 (+22.25%) Land $110,000 Building $199,900$309,900 (+22.25%) Land $110,000 Building $199,900
2024$15,073.00 (+5.17%)
2023$253,500 Land $110,000 Building $143,500$253,500 Land $110,000 Building $143,500
2022$14,332.00

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