Passaic County and Wayne Township property record for 1296 Ratzer Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,947 sqft · built 1965 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Jun 2021) |
| Tax Bill | $16,135 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02117-0000-00116 |
| Primary APN | 14-02117-0000-00116 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,947 sqft Living Area |
|---|
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Lot Area | 22,477 sqft (0.516 acres) |
| Old Parcel Number | 1400478000000004A |
|---|---|
| Street Address | 1296 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 2117 |
| Legal Lot Number | 116 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1296 RATZER RD, WAYNE, NJ 07470-2358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Intrafamily Transfer, Transfer RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on Record |
| Deed Sale | Jun 2, 2021 · Amount on Record |
| Prior Sale | Apr 4, 2008 |
| Deed Document Number | 202136759 |
| Deed Book / Page | 4049 / 292 |
| Prior Transfer Date | May 7, 2021 |
| Prior Transfer Doc | 0000036758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 2, 2021 |
| Property Address | 1296 RATZER RD, WAYNE, NJ 07470-2358 |
| Document Number | 0000036758 |
| Book / Page | D4049 / 282 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021036758 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1296 RATZER RD, WAYNE, NJ 07470-2358 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1296 RATZER RD, WAYNE, NJ 07470-2358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046706 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | M16443/224 |
| Instrument | 2020046706 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,000 (-) Land $105,100 Building $163,900 | $269,000 (-) Land $105,100 Building $163,900 | |
| 2025 | $16,135.00 (+0.88%) | $269,000 (-) Land $105,100 Building $163,900 | $269,000 (-) Land $105,100 Building $163,900 |
| 2024 | $15,994.00 (+5.16%) | ||
| 2023 | $269,000 Land $105,100 Building $163,900 | $269,000 Land $105,100 Building $163,900 | |
| 2022 | $15,209.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1987–1999) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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