1340 Rainbow Ridge Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1340 Rainbow Ridge Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,670 sqft · built 2024
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on Record
Last Sale	$1,900,000 (Aug 2017)
Tax Bill	$33,886 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-180-79-00`

Property Details

APN / Parcel Number

Primary APN	`254-180-79-00`
Alternative APN	`2541803200`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	4,670 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	23,522 sqft (0.54 acres)
View / Lot	Good
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	2541803200
Street Address	1340 RAINBOW RIDGE LN, 42
City	ENCINITAS
State	CA
Zip	92024-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	SEC 3-13-4W NWQ DOC77-289668&79-111339 IN SWQ OF
Legal Range	04W
Legal Township	13
Legal Section	03
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1340 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Sep 11, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jul 6, 2020	Deed of Trust, Mortgage BANK OF AMERICA
May 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Mar 5, 2015 · Amount on Record
Deed Document Number	2017347752
Last Transfer Date	Jul 23, 2020
Transfer Doc	0000532854
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1340 RAINBOW RIDGE LN # 42, 42, ENCINITAS, CA 92024-1815
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1815

Mortgage

Document Number	0000240163
Date	Jun 7, 2022
Instrument	2022-0240163

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2020
Property Address	1340 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1815
Document Number	0000532854
Instrument Date	Jul 23, 2020
Instrument	532854
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1340 RAINBOW RIDGE LN ENCINITAS CA 920241815, ENCINITAS, CA 92024-1815

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1340 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1815
Document Number	0000425340
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1340 RAINBOW RIDGE LN ENCINITAS CA 920241815, ENCINITAS, CA 92024-1815

Mortgage

Document Number	0000425340
Date	Aug 3, 2020
Instrument	425340

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2020
Property Address	1340 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1815
Document Number	0000274878
Instrument Date	May 15, 2020
Instrument	274878
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1340 RAINBOW RIDGE LN ENCINITAS CA 920241815, ENCINITAS, CA 92024-1815

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2017
Property Address	1340 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1815
Document Number	0000347752
Map Reference	PM3150
Instrument Date	Jun 16, 2017
Instrument	2017-0347752
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1340 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1815

Mortgage

Document Number	0000347753
Date	Aug 1, 2017
Instrument	2017-0347753

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,145,070 (+2%) Land $1,392,700 Building $1,752,370
2025	$33,886.00 (+50.7%) Homeowner's exemption	$3,083,403 (+48.39%) Land $1,365,393 Building $1,718,010
2023	$22,486.00 (+2.7%) Homeowner's exemption	$2,077,924 Land $1,312,374 Building $765,550
2022	$21,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ting.

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