1327 Rainbow Ridge Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1327 Rainbow Ridge Ln, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,416 sqft · built 1975
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Tax Bill	$6,491 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-180-85-00`

Property Details

APN / Parcel Number

Primary APN	`254-180-85-00`
Alternative APN	`2541803000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,416 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	30,492 sqft (0.7 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	2541803000
Street Address	1327 RAINBOW RIDGE LN
City	ENCINITAS
State	CA
Zip	92024-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3-13-4W NWQ DOC15-0343217 IN SWQ OF
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17601

Owner

Source: San Diego County records · APN 254-180-85-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 02, 2021	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Feb 02, 2021	Correction Deed FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Nov 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 27, 2021
Transfer Doc	0000081528
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135742
Date	Mar 16, 2020
Instrument	2020-0135742

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 02, 2021
Property Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816
Document Number	0000081529
Instrument Date	Jan 27, 2021
Instrument	2021-0081529
Record Updated	Oct 09, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 02, 2021
Property Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816
Document Number	0000081528
Instrument Date	Jan 27, 2021
Instrument	2021-0081528
Record Updated	Oct 09, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2020
Property Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816
Document Number	0000726728
Instrument Date	Nov 11, 2020
Instrument	726728
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1327 RAINBOW RIDGE LN ENCINITAS CA 920241816, ENCINITAS, CA 92024-1816

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2020
Property Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816
Document Number	0000721024
Instrument Date	Oct 27, 2020
Instrument	2020-0721024
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1327 RAINBOW RIDGE LN, ENCINITAS, CA 92024-1816

Mortgage

Document Number	0000721025
Date	Nov 17, 2020
Instrument	2020-0721025

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$560,225 (+2%) Land $218,520 Building $341,705
2025	$6,491.00 (+7.72%) Homeowner's exemption	$549,241 (+4.04%) Land $214,236 Building $335,005
2023	$6,026.00 (+2.64%) Homeowner's exemption	$527,916 Land $205,918 Building $321,998
2022	$5,871.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Ting Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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