1340 Pleasant Dr, Elgin, IL 60123 Property Records

Kane County property record for 1340 Pleasant Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 1974
Lot Size	0.549 acres (23,903 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Apr 2023)
Tax Bill	$10,687 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-426-007`

Property Details

APN / Parcel Number

Primary APN	`06-03-426-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	4,099 sqft
Basement Area	1,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	23,903 sqft (0.549 acres)
Lot Width	167 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1340 PLEASANT DR
City	ELGIN
State	IL
Zip	60123-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 4TH ADDN LOT 129
Legal Subdivision	CENTURY OAKS 4TH ADDN
Legal Block	1
Legal Lot Number	129
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851000

Owner

Source: Kane County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 POPLAR CREEK DR, G, ELGIN, IL 60120-4729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Apr 3, 2023	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jan 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Jun 2, 1999 · Amount on Record
Deed Document Number	202310077
Prior Transfer Date	Jan 14, 2017
Prior Transfer Doc	0000005406
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 30, 2026
Property Address	1340 PLEASANT DR, ELGIN, IL 60123-1445
Document Number	0000042225
Instrument Date	Sep 8, 2026
Instrument	202642225
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1340 PLEASANT DR, ELGIN, IL 60123-1445

Mortgage

Document Number	0000042225,
Date	Sep 30, 2026
Instrument	202642225

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Apr 3, 2023
Property Address	1340 PLEASANT DR, ELGIN, IL 60123-1445
Document Number	0000010077
Instrument Date	Mar 31, 2023
Instrument	2023K010077
Transaction Type	Transfer
Record Updated	Apr 10, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 POPLAR CREEK DR UNIT G, G, ELGIN, IL 60120-4729

Mortgage

Document Number	0000010078
Date	Apr 3, 2023
Instrument	2023K010078

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 30, 2017
Property Address	1340 PLEASANT DR, ELGIN, IL 60123-1445
Document Number	0000005406
Instrument Date	Jan 14, 2017
Instrument	5406
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1340 PLEASANT DR ELGIN IL 601231445, ELGIN, IL 60123-1445

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,687.00 (+15.87%)	$148,092 (+8.57%) Land $30,903 Building $117,189	$444,454 (+8.57%) Land $92,746 Building $351,708
2024		$136,403 (+21.39%) Land $28,464 Building $107,939	$409,373 (+21.44%) Land $85,426 Building $323,947
2022	$9,223.00 (+4.37%) Homeowner's exemption	$112,365 (+6.96%) Land $23,448 Building $88,917	$337,095 (+6.96%) Land $70,344 Building $266,751
2021	$8,837.00 Homeowner's exemption	$105,053 Land $21,922 Building $83,131	$315,159 Land $65,766 Building $249,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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