1289 Pleasant Dr, Elgin, IL 60123 Property Records

Kane County property record for 1289 Pleasant Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,539 sqft · built 1961
Lot Size	0.535 acres (23,310 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Aug 2004)
Tax Bill	$8,648 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-428-002`

Property Details

APN / Parcel Number

Primary APN	`06-03-428-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,539 sqft
Basement Area	1,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	23,310 sqft (0.535 acres)
Lot Dimensions	185 ft deep x 126 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1289 PLEASANT DR
City	ELGIN
State	IL
Zip	60123-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 4TH ADDN LOT 127
Legal Subdivision	CENTURY OAKS 4TH ADDN
Legal Block	1
Legal Lot Number	127
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851000

Owner

1289 Pleasant Dr is owned and occupied by an individual who acquired it in August 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1289 PLEASANT DR, ELGIN, IL 60123-1466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Jul 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 27, 2018	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2004 · Amount on File
Deed Sale	Aug 30, 2004 · Amount on File
Deed Document Number	2004114576
Last Transfer Date	Aug 20, 2018
Transfer Doc	0000041800
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1289 PLEASANT DR, ELGIN, IL 60123-1466
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029044
Date	Aug 23, 2023
Instrument	2023K029044

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1289 PLEASANT DR, ELGIN, IL 60123-1466
Document Number	0000040189
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 PLEASANT DR ELGIN IL 601231466, ELGIN, IL 60123-1466

Mortgage

Document Number	0000040189
Date	Jul 23, 2020
Instrument	40189

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 22, 2035

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 27, 2018
Property Address	1289 PLEASANT DR, ELGIN, IL 60123-1466
Document Number	0000041800
Instrument Date	Aug 20, 2018
Instrument	41800
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 PLEASANT DR ELGIN IL 601231466, ELGIN, IL 60123-1466

Mortgage

Document Number	41801
Date	Aug 27, 2018
Instrument	41801

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 26, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1289 Pleasant Dr was $8,648 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,648.00 Homeowner's exemption	$121,364 (+8.57%) Land $31,327 Building $90,037	$364,238 (+8.57%) Land $94,019 Building $270,219
2024		$111,784 Land $28,854 Building $82,930	$335,486 Land $86,597 Building $248,890
2022	$7,464.00 (+4.46%) Homeowner's exemption	$92,084 (+6.96%) Land $23,769 Building $68,315	$276,252 (+6.96%) Land $71,307 Building $204,945
2021	$7,145.00 Homeowner's exemption	$86,092 Land $22,222 Building $63,870	$258,276 Land $66,666 Building $191,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1289 Pleasant Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1289 Pleasant Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet.

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