Vilas County property record for 1340 Hemlock Rd, Saint Germain, WI 54558
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (Jul 2023) |
| Tax Bill | $3,200 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-1228 |
| Primary APN | 24-1228 |
|---|---|
| Alternative APN |
|
| Lot Area | 44,431 sqft (1.02 acres) |
|---|
| Street Address | 1340 HEMLOCK RD |
|---|---|
| City | SAINT GERMAIN |
| State | WI |
| Zip | 54558-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT GOVT LOT 4 ASSMT INC CN 1226-01 RES 431088 EASMNT 523632 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | ST. GERMAIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950501 |
Source: Vilas County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 755 CALICO CT, WAUKESHA, WI 53186-5482 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK |
| Mar 16, 2021 | Quit Claim Deed, Transfer NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | Mar 16, 2021 |
| Deed Document Number | 602387 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VILAS WI |
| Recording Date | Jul 11, 2023 |
| Property Address | 1340 HEMLOCK RD, SAINT GERMAIN, WI 54558-9002 |
| Document Number | 0000602387 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 602387 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | VILAS TITLE SERVICE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000602388 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 602388 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 1340 HEMLOCK RD, SAINT GERMAIN, WI 54558-9002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 583569 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 583569 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VILAS WI |
| Recording Date | Mar 16, 2021 |
| Property Address | 1340 HEMLOCK RD, SAINT GERMAIN, WI 54558-9002 |
| Document Number | 581198 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 581198 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | St. Germain Town |
| Unified School District | Northland Pines School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,200.00 (+5.12%) | $347,500 (-) Land $200,000 Building $147,500 | |
| 2023 | $3,044.00 (+2.18%) | $347,500 (-) Land $200,000 Building $147,500 | |
| 2022 | $2,979.00 | $347,500 Land $200,000 Building $147,500 | $414,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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