Vilas County property record for 1320 Hemlock Rd, Saint Germain, WI 54558
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,435 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-1232 |
| Primary APN | 24-1232 |
|---|---|
| Alternative APN |
|
| Lot Area | 118,919 sqft (2.73 acres) |
|---|
| Street Address | 1320 HEMLOCK RD |
|---|---|
| City | SAINT GERMAIN |
| State | WI |
| Zip | 54558-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT GOVT LOT 4 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | ST. GERMAIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950501 |
1320 Hemlock Rd is owned and occupied by two individuals.
Source: Vilas County records, as of February 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1320 HEMLOCK RD, SAINT GERMAIN, WI 54558-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 1320 HEMLOCK RD, SAINT GERMAIN, WI 54558-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 573523 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 573523 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EAGLE RIVER, WI 54521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 1320 HEMLOCK RD, SAINT GERMAIN, WI 54558-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 575679 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 575679 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
The 2025 property tax bill for 1320 Hemlock Rd was $10,435 with a homeowner's exemption.
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | St. Germain Town |
| Unified School District | Northland Pines School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,435.00 Homeowner's exemption | $1,135,500 Land $425,000 Building $710,500 |
| 2023 | $9,896.00 Homeowner's exemption | $1,135,500 Land $425,000 Building $710,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1320 Hemlock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1320 Hemlock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Norvado Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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