134 Thomas Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 134 Thomas Ave, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 812 sqft · built 1954
Lot Size0.183 acres (7,980 sqft)
OwnerCompany Name on Record
Last Sale$57,000 (Mar 2012)
Tax Bill$1,948 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-14-302-014

Property Details

APN / Parcel Number

Primary APN8913-14-302-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area812 sqft Living Area
1st Floor Area812 sqft
Basement Area812 sqft
Finished Basement350 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,980 sqft (0.183 acres)
Lot Dimensions133 ft deep x 60 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address134 THOMAS AVE
CityWATERLOO
StateIA
Zip50703-2154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOMAS & BRINKER SECOND ADD LOT 13 BLK 2
Legal Range13W
Legal Township89N
Legal Section14
Legal SubdivisionTHOMAS & BRINKER SECOND ADD
Legal Block2
Legal Lot Number13
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1051
Census Tract1600

Owner

Source: Black Hawk County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4310 JAMES DR, CEDAR FALLS, IA 50613-1456
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2012 · Amount on Record
Deed SaleMar 7, 2012 · Amount on Record
Deed Document Number201216401
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address134 THOMAS AVE, WATERLOO, IA 50703-2154
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800013570
DateFeb 19, 2018
Instrument201800013570
Lender
NameCEDAR FALLS COMMUNITY CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term59 Months
DueJan 1, 2023

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,948.00 (+10.68%)$95,460 (+17.69%) Land $11,880 Building $83,580$95,460 (+17.69%) Land $11,880 Building $83,580
2024$1,760.00 (+10.69%)
2023$81,110 (+12.05%) Land $11,880 Building $69,230$81,110 (+12.05%) Land $11,880 Building $69,230
2022$1,590.00$72,390 Land $11,880 Building $60,510
2021$72,390 Land $11,880 Building $60,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims58 (1983–2016)
Claims Outside the SFHA17 of 58
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 20 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims
  • Severe Storms & Flooding, Aug 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

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