123 Thomas Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 123 Thomas Ave, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 660 sqft · built 1951
Lot Size0.194 acres (8,460 sqft)
OwnerIndividual Name on Record
Tax Bill$1,350 (2025)
Flood ZoneZone X (minimal risk)
APN8913-14-301-005

Property Details

APN / Parcel Number

Primary APN8913-14-301-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area660 sqft Living Area
1st Floor Area660 sqft
Basement Area660 sqft
Finished Basement30 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,460 sqft (0.194 acres)
Lot Dimensions141 ft deep x 60 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address123 THOMAS AVE
CityWATERLOO
StateIA
Zip50703-2153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOMAS & BRINKER SECOND ADD LOT 4 BLK 1
Legal Range13W
Legal Township89N
Legal Section14
Legal SubdivisionTHOMAS & BRINKER SECOND ADD
Legal Block1
Legal Lot Number4
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1052
Census Tract1600

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address153 HILLCREST RDG, RG, MONTEZUMA, IA 50171-8482
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,350.00 (+9.22%)$66,160 (+16.17%) Land $12,000 Building $54,160$66,160 (+16.17%) Land $12,000 Building $54,160
2024$1,236.00 (+8.04%)
2023$56,950 (+9.25%) Land $12,000 Building $44,950$56,950 (+9.25%) Land $12,000 Building $44,950
2022$1,144.00$52,130 Land $12,000 Building $40,130
2021$52,130 Land $12,000 Building $40,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims58 (1983–2016)
Claims Outside the SFHA17 of 58
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 20 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims
  • Severe Storms & Flooding, Aug 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Thomas Ave

Nearby Streets

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