134 Stone Gable Cir, Winter Springs, FL 32708 Property Records

Seminole County property record for 134 Stone Gable Cir, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,147 sqft · built 1999
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jul 2024)
Tax Bill	$6,535 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-20-30-503-0000-0180`

Property Details

APN / Parcel Number

Primary APN	`35-20-30-503-0000-0180`
Alternative APN	`20303550300000180`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,147 sqft Living Area
Gross Area	2,589 sqft
1st Floor Area	1,093 sqft
Upper Floors Area	1,054 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	134 STONE GABLE CIR
City	WINTER SPGS
State	FL
Zip	32708-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 18 STONE GABLE PB 54 PGS 13 & 14
Legal Range	30E
Legal Township	20S
Legal Section	35
Legal Subdivision	STONE GABLE
Legal Tract	503
Legal Lot Number	18
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3001
Census Tract	21403

Owner

134 Stone Gable Cir is owned and occupied by two individuals who bought it in July 2024.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	134 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Aug 3, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PTRS
Aug 14, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on File
Deed Sale	Jul 11, 2024 · Amount on File
Prior Sale	Aug 3, 2018 · Amount on File
Deed Document Number	202462152
Deed Book / Page	10659 / 894
Prior Transfer Date	Jul 3, 2003
Prior Transfer Doc	0049140150
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	134 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3233

Mortgage

Document Number	0097951409
Date	Dec 22, 2020
Book Page	9795/1409
Instrument	2020148307

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 3, 2018
Property Address	134 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3233
Document Number	0091831047
Book / Page	009183 / 001047
Instrument Date	Jul 25, 2018
Instrument	88648
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 STONE GABLE CIR WINTER SPRINGS FL 327083233, WINTER SPRINGS, FL 32708-3233

Mortgage

Document Number	91831049
Date	Aug 3, 2018
Book Page	009183/001049
Instrument	88649

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 14, 2017
Property Address	134 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3233
Document Number	0089701920
Book / Page	008970 / 001920
Instrument Date	Jul 25, 2017
Instrument	82003
Transaction Type	Foreclosure
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$553.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 623062 OVIEDO FL 327623062, OVIEDO, FL 32762-3062

Tax Assessment & Valuation

The 2025 property tax bill for 134 Stone Gable Cir was $6,535.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,535.00	$446,105 Land $100,000 Building $346,105	$446,105 Land $100,000 Building $346,105
2023	$6,195.00 (+9.8%)	$400,406 (+11.47%)	$400,406 (+4.72%) Land $100,000 Building $300,406
2022	$5,642.00	$359,220	$382,341 Land $85,000 Building $297,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 Stone Gable Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Stone Gable Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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