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125 Stone Gable Cir, Winter Springs, FL 32708 Property Records

Seminole County property record for 125 Stone Gable Cir, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,952 sqft · built 1999
Lot Size0.148 acres (6,451 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (May 2023)
Tax Bill$6,412 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN35-20-30-503-0000-0440

Property Details

APN / Parcel Number

Primary APN35-20-30-503-0000-0440
Alternative APN
  • 20303550300000440

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,952 sqft Living Area
Gross Area2,372 sqft
1st Floor Area1,952 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area6,451 sqft (0.148 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address125 STONE GABLE CIR
CityWINTER SPRINGS
StateFL
Zip32708-3234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 44 STONE GABLE PB 54 PGS 13 & 14
Legal Range30E
Legal Township20S
Legal Section35
Legal SubdivisionSTONE GABLE
Legal Tract503
Legal Lot Number44
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group3
Census Block3006
Census Tract21403

Owner

125 Stone Gable Cir is owned by two individuals who acquired it in August 2025.

Source: Seminole County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address215 NEW BRITAIN RD, DOYLESTOWN, PA 18901-2701
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Warranty Deed, Transfer · VA Mortgage
USAA FSB
Nov 19, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2023 · Amount on File
Deed SaleMay 18, 2023 · Amount on File
Prior SaleNov 19, 2018 · Amount on File
Deed Document Number202345956
Deed Book / Page10441 / 1616
Last Transfer DateAug 21, 2025
Transfer Doc0108870992
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMay 18, 2023
Property Address125 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234
Document Number0104411616
Book / Page10441 / 1616
Map ReferenceMB 54 PG 13&14
Instrument DateMay 16, 2023
Instrument2023045956
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7461 NW 12TH ST, PLANTATION, FL 33313-5919

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234

Mortgage

Document Number0104411618
DateMay 18, 2023
Instrument10441/1618
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateNov 19, 2018
Property Address125 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234
Document Number0092510397
Book / Page009251 / 000397
Instrument DateNov 2, 2018
Instrument131143
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount on Record
Tax$1,855.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7461 NW 12TH ST PLANTATION FL 333135919, PLANTATION, FL 33313-5919

Tax Assessment & Valuation

The 2025 property tax bill for 125 Stone Gable Cir was $6,412.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,412.00$396,140 Land $100,000 Building $296,140$396,140 Land $100,000 Building $296,140
2023$5,355.00 (+10.8%)$375,080 (+12.49%)$375,080 (+5.84%) Land $100,000 Building $275,080
2022$4,833.00$333,423$354,374 Land $85,000 Building $269,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Stone Gable Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims7 (2017–2022)
Claims Outside the SFHA4 of 7
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Stone Gable Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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