134 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 134 River St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Tax Bill$2,476 (2025)
Flood ZoneZone X (moderate risk)
APN361200 299.12-3-16

Property Details

APN / Parcel Number

Primary APN361200 299.12-3-16
Alternative APNs
  • 120029901200030160000000
  • 3911 2824

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions90 ft deep x 50 ft wide
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemElectric
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2824
Street Address134 RIVER ST
CityONEONTA
StateNY
Zip13820-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block3
Legal Lot Number16.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1003
Census Tract591100

Owner

Source: Otsego County and Oneonta City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address134 RIVER ST, ONEONTA, NY 13820-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 29, 2011
Transfer Doc0020113234
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,476.00$95,000 (-) Land $10,500 Building $84,500$133,803 (+14.08%) Land $14,789 Building $119,014
2023$95,000 Land $10,500 Building $84,500$117,284 Land $12,963 Building $104,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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