129 River St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 129 River St, Oneonta, NY 13820

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,176 sqft · built 1900
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Oct 2019)
Tax Bill$4,710 (2026)
Deeds & MortgagesOct 2019 Sale
Flood ZoneZone X (moderate risk)
APN361200 299.16-3-22

Property Details

APN / Parcel Number

Primary APN361200 299.16-3-22
Alternative APNs
  • 120029901600030220000000
  • 3911 2762

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,176 sqft Total Area
1st Floor Area1,088 sqft
2nd Floor Area1,088 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions165 ft deep x 56 ft wide
Garage TypeDetached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area278 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2762
Street Address129 RIVER ST
CityONEONTA
StateNY
Zip13820-2235
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code120
Legal Block3
Legal Lot Number22.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1015
Census Tract591100

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address127 RIVER ST, ONEONTA, NY 13820-2235
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2019 · Amount on Record
Deed SaleOct 1, 2019 · Amount on Record
Prior SaleDec 2, 1994 · Amount on Record
Deed Document Number20194459
Prior Transfer DateApr 12, 2005
Prior Transfer Doc0010810222
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateOct 1, 2019
Property Address129 RIVER ST, ONEONTA, NY 13820-2235
Document Number0000004459
Instrument DateSep 27, 2019
Instrument4459
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 RIVER ST ONEONTA NY 138202235, ONEONTA, NY 13820-2235

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,710.00 (+2.59%)
2025$4,591.00$120,000 (-) Land $17,100 Building $102,900$169,014 (+14.08%) Land $24,084 Building $144,930
2023$120,000 Land $17,100 Building $102,900$148,148 Land $21,111 Building $127,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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