Middlesex County and Lowell City property record for 134 River Rd, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,457 sqft · built 1967 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (Jul 2026) |
| Tax Bill | $6,750 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P09845 |
| Primary APN | P09845 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| Gross Area | 2,695 sqft |
| 1st Floor Area | 1,119 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | P09845 |
|---|---|
| Street Address | 134 RIVER RD |
| City | LOWELL |
| State | MA |
| Zip | 01852-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Subdivision | PLAN 1674-11 |
| Legal Block | 4960 |
| Legal Lot Number | 134 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 312501 |
134 River Rd is owned and occupied by an individual who bought it in July 2026.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Mar 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jun 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Oct 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Nov 3, 2016 | Deed of Trust, Mortgage · Line of Credit ENTERPRISE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | May 30, 1985 · Amount on File |
| Deed Document Number | 2026330326 |
| Prior Transfer Date | Jun 11, 2026 |
| Prior Transfer Doc | 0000330326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 2, 2026 |
| Property Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Document Number | 0000330326 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026330326 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Date | Jul 2, 2026 |
|---|
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Initial Type | Adjustable Rate |
| Type Change Date | Aug 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000319532 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 319532 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000316534 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 316534 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 313165 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 313165 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Document Number | 0000306635 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 134 RIVER RD LOWELL MA 018521521, LOWELL, MA 01852-1521 |
| Document Number | 0000306635 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 306635 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Document Number | 0000299684 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 134 RIVER RD LOWELL MA 018521521, LOWELL, MA 01852-1521 |
| Document Number | 0000299684 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 299684 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 134 RIVER RD, LOWELL, MA 01852-1521 |
| Document Number | 0000293058 |
| Instrument Date | Nov 3, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000293058 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 293058 |
| Name | ENTERPRISE BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 134 River Rd was $6,750, up 8.2% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,750.00 (+8.19%) | $594,700 (+9.42%) Land $276,600 Building $318,100 | $622,562 (+17.02%) |
| 2025 | $6,239.00 (+0.45%) | $543,500 (+4.22%) Land $258,500 Building $285,000 | $532,000 (+3.09%) |
| 2024 | $6,211.00 (+1.5%) | $521,500 (+5.85%) Land $241,700 Building $279,800 | $516,040 |
| 2023 | $6,119.00 | $492,700 Land $210,100 Building $282,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 134 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 134 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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