124 River Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 124 River Rd, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,230 sqft · built 1966
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Oct 2023)
Tax Bill$6,672 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR06490

Property Details

APN / Parcel Number

Primary APNR06490
Alternative APNs
  • LOWE M:245 B:4960 L:124
  • M:000245 T:R06490

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,230 sqft Living Area
Gross Area3,388 sqft
1st Floor Area1,516 sqft
Basement Area1,190 sqft
Unfinished Basement1,190 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR06490
Street Address124 RIVER RD
CityLOWELL
StateMA
Zip01852-1521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal SubdivisionPLAN 1674-11
Legal Block4960
Legal Lot Number124
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1001
Census Tract312501

Owner

Source: Middlesex County and Lowell City records · APN R06490

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address124 RIVER RD, LOWELL, MA 01852-1521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Feb 10, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
52 INV GROUP RLTY T
Jun 29, 2018Quit Claim Deed, Transfer · Conventional Mortgage
RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleFeb 10, 2023 · Amount on Record
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 27, 2023
Property Address124 RIVER RD, LOWELL, MA 01852-1521
Document Number0000321491
Instrument DateOct 27, 2023
Instrument321491
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 RIVER RD, LOWELL, MA 01852-1521

Mortgage

Document Number0000321492
DateOct 27, 2023
Instrument321492
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 10, 2023
Property Address124 RIVER RD, LOWELL, MA 01852-1521
Document Number0000319133
Instrument DateFeb 10, 2023
Instrument319133
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 LONDONDERRY RD, WINDHAM, NH 03087-1651

Mortgage

Document Number0000319136
DateFeb 10, 2023
Instrument319136
Lender
Name52 INV GROUP RLTY T
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJun 29, 2018
Property Address124 RIVER RD, LOWELL, MA 01852-1521
Document Number0000296845
Instrument DateJun 28, 2018
Instrument296845
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,870.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address124 RIVER RD LOWELL MA 018521521, LOWELL, MA 01852-1521

Mortgage

Document Number296846
DateJun 29, 2018
Instrument296846
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,672.00 (+0.27%)$581,200 (+4.03%) Land $258,300 Building $322,900$665,855 (+14.26%)
2024$6,654.00 (+4.31%)$558,700 (+8.78%) Land $241,500 Building $317,200$582,730
2023$6,379.00$513,600 Land $209,900 Building $303,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on River Rd

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