134 Olive St, Hudson, NC 28638 Property Records

Caldwell County property record for 134 Olive St, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,560 sqft · built 1969
Lot Size1.91 acres (83,200 sqft)
Owner2 Individual Names on File
Tax Bill$1,419 (2026)
Deeds & MortgagesOct 2022 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03 36 1 15

Property Details

APN / Parcel Number

Primary APN03 36 1 15
Alternative APN
  • 2533

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,560 sqft Heated Area
Gross Area2,984 sqft
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Finished Basement897 sqft
Unfinished Basement299 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area83,200 sqft (1.91 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area132 sqft
Deck Area96 sqft
Patio Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2533
Street Address134 OLIVE ST
CityHUDSON
StateNC
Zip28638-2739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1331 PG 610 YR 01 1965/88 LIFE ESTATE
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group3
Census Block3009
Census Tract30700

Owner

134 Olive St is owned and occupied by two individuals who acquired it in May 2019.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address134 OLIVE ST, HUDSON, NC 28638-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jun 14, 2019Warranty Deed, Transfer
STATE EMPS CU
Oct 30, 2017Deed of Trust, Mortgage · Line of Credit
STATE EMPS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2001
Deed SaleMar 20, 2001
Deed Book / Page1331 / 610
Last Transfer DateMay 31, 2019
Transfer Doc0019650090
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address134 OLIVE ST, HUDSON, NC 28638-2739
Transaction TypeMortgage
Record UpdatedNov 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020680315
DateOct 5, 2022
Book Page2068/315
Instrument10077464
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressGRANITE FALLS, NC 28630
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address134 OLIVE ST, HUDSON, NC 28638-2739
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020370032
DateOct 14, 2021
Book Page2037/32
Instrument10063937
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateJun 14, 2019
Property Address134 OLIVE ST, HUDSON, NC 28638-2739
Document Number0010033741
Book / Page001965 / 000088
Instrument DateMay 31, 2019
Instrument10033741
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 85 HUDSON NC 286380085, HUDSON, NC 28638-0085

Mortgage

Document Number10033742
DateJun 14, 2019
Book Page001965/000090
Instrument10033742
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount on Record
Term240 Months
DueJun 13, 2039

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address134 OLIVE ST, HUDSON, NC 28638-2739
Document Number0010016609
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010016609
DateNov 3, 2017
Book Page001929/002068
Instrument10016609
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressHICKORY, NC 28601
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 134 Olive St was $1,419, down 4.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,419.00 (-4.64%)$227,200 (-) Land $24,400 Building $202,800
2025$1,488.00 (+51.37%)$227,200 Land $24,400 Building $202,800$227,200 Land $24,400 Building $202,800
2024$983.00
2023$123,800 (-) Land $20,800 Building $103,000$123,800 (-) Land $20,800 Building $103,000
2022$964.00$123,800 Land $20,800 Building $103,000$123,800 Land $20,800 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 Olive St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Olive St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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