Caldwell County property record for 128 Olive St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,204 sqft · built 1953 |
| Lot Size | 2.72 acres (118,483 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $987 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 36 1 2 |
| Primary APN | 03 36 1 2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,204 sqft Heated Area |
| Gross Area | 1,557 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 301 sqft |
| Unfinished Basement | 301 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 118,483 sqft (2.72 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 52 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 166290 |
|---|---|
| Street Address | 128 OLIVE ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1964 PG 1620 YR 2019 ST 164.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30700 |
128 Olive St is owned by an individual who acquired it in November 2017.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 85, HUDSON, NC 28638-0085 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 10, 2019 | Warranty Deed, Transfer STATE EMPS CU |
| Nov 17, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2017 |
| Transfer Doc | 0010016999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 128 OLIVE ST, HUDSON, NC 28638-2739 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020330017 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 2033/17 |
| Instrument | 10062277 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 10, 2019 |
| Property Address | 128 OLIVE ST, HUDSON, NC 28638-2739 |
| Document Number | 0010033600 |
| Book / Page | 001964 / 001620 |
| Instrument Date | May 31, 2019 |
| Instrument | 10033600 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 85 HUDSON NC 286380085, HUDSON, NC 28638-0085 |
| Document Number | 10033601 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 001964/001624 |
| Instrument | 10033601 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jun 9, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 17, 2017 |
| Property Address | 128 OLIVE ST, HUDSON, NC 28638-2739 |
| Document Number | 0010016999 |
| Book / Page | 001930 / 001574 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 10016999 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 OLIVE ST HUDSON NC 286382739, HUDSON, NC 28638-2739 |
| Document Number | 10017000 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 001930/001578 |
| Instrument | 10017000 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2047 |
The 2026 property tax bill for 128 Olive St was $987, down 4.5% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $987.00 (-4.55%) | $157,200 (+0.06%) Land $31,700 Building $125,500 | |
| 2025 | $1,034.00 (+50.29%) | $157,100 Land $31,700 Building $125,400 | $157,200 Land $31,700 Building $125,500 |
| 2024 | $688.00 | ||
| 2023 | $86,000 (-) Land $26,900 Building $59,100 | $86,000 (-) Land $26,900 Building $59,100 | |
| 2022 | $675.00 | $86,000 Land $26,900 Building $59,100 | $86,000 Land $26,900 Building $59,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Olive St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 128 Olive St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures