134 N Torn Ranch Rd, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 134 N Torn Ranch Rd, Lake Elsinore, CA 92530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,176 sqft · built 1983
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$2,723 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN389-260-009

Property Details

APN / Parcel Number

Primary APN389-260-009

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,736 sqft
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialGravel
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address134 N TORN RANCH RD
CityLAKE ELSINORE
StateCA
Zip92530-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.17 ACRES IN POR LOTS 1, 2, 3 & 4 BLK 20 MB 011/499 SD TOWN OF LUCERNE FOR TOTAL DESCRIPTION SEE ASSESSORS MAPS
Legal SubdivisionTOWN OF LUCERNE
Legal Block20
Legal Lot Number1
JurisdictionRIVERSIDE CA
Township / Civil DivisionELSINORE VALLEY
Census Block Group2
Census Block2000
Census Tract43010

Owner

134 N Torn Ranch Rd is owned and occupied by two individuals who acquired it in February 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address134 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Intrafamily Transfer, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 30, 2017Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 30, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2024
Deed SaleFeb 7, 2024
Prior SaleAug 30, 2013 · Amount on File
Deed Document Number202435406
Prior Transfer DateFeb 1, 2024
Prior Transfer Doc0000035406
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateFeb 7, 2024
Property Address134 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827
Document Number0000035406
Map ReferenceMB 11 PG 499
Instrument DateFeb 1, 2024
Instrument2024-0035406
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyTICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address134 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827

Mortgage

Document Number0000035407
DateFeb 7, 2024
Instrument2024-0035407
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address134 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000503409
DateNov 30, 2017
Instrument2017-0503409
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address134 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000440025
DateOct 30, 2019
Instrument2019-0440025
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 134 N Torn Ranch Rd was $2,723 with a homeowner's exemption, up 4.7% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityLake Elsinore City
Unified School DistrictLake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,564 (+2%) Land $75,013 Building $187,551
2025$2,723.00 (+4.65%) Homeowner's exemption$257,417 Land $73,543 Building $183,874
2024$2,602.00 (+1.32%)
2023$2,568.00 (+2.03%) Homeowner's exemption$247,423 Land $70,688 Building $176,735
2022$2,517.00
2021$374,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 N Torn Ranch Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 N Torn Ranch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELSINORE VALLEY MWD
serves 169,455 people · EPA ID CA3310012
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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