Santa Cruz County property record for 134 Montero Ct, Aptos, CA 95003
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,433 sqft · built 1994 |
| Lot Size | 0.048 acres (2,091 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $705,000 (Sep 2019) |
| Tax Bill | $10,156 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-031-04 |
| Primary APN | 041-031-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,433 sqft Living Area |
| Gross Area | 1,750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,091 sqft (0.048 acres) |
| Garage Type | Attached |
| Garage Area | 317 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 134 MONTERO CT |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3462 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM-3 |
| Legal Subdivision | MONTERO COURT TOWNHOMES |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 122204 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2528, APTOS, CA 95001-2528 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 11, 2019 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 11, 2019 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Prior Sale | Aug 4, 1998 · Amount on Record |
| Deed Document Number | 201927104 |
| Prior Transfer Date | Aug 27, 2019 |
| Prior Transfer Doc | 0000027103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 134 MONTERO CT, APTOS, CA 95003-3462 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 134 MONTERO CT, APTOS, CA 95003-3462 |
| Document Number | 0000054825 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-0054825 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 134 MONTERO CT, APTOS, CA 95003-3462 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 134 MONTERO CT, APTOS, CA 95003-3462 |
| Document Number | 0000013229 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 2022-0013229 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 11, 2019 |
| Property Address | 134 MONTERO CT, APTOS, CA 95003-3462 |
| Document Number | 0000027104 |
| Map Reference | MB 51 PG 13 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2019-0027104 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2528, APTOS, CA 95001-2528 |
| Document Number | 0000027105 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019-0027105 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 11, 2019 |
| Property Address | 134 MONTERO CT, APTOS, CA 95003-3462 |
| Document Number | 0000027103 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 27103 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 1343 APTOS CA 950011343, APTOS, CA 95001-1343 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $786,441 (+2%) Land $550,509 Building $235,932 | ||
| 2025 | $10,156.00 (+10.25%) | $771,020 (+4.04%) Land $539,714 Building $231,306 | |
| 2023 | $9,212.00 (+2.23%) | $741,081 Land $518,757 Building $222,324 | $750,870 |
| 2022 | $9,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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