Santa Cruz County property record for 120 Montero Ct, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,485 sqft · built 1934 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $730,000 (Jan 2005) |
| Tax Bill | $13,034 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-031-08 |
| Primary APN | 041-031-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 8,146 sqft (0.187 acres) |
| Terrain | Steep |
| Heating System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 120 MONTERO CT |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-3 |
| Legal Subdivision | PM51 13 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 122204 |
120 Montero Ct is owner-occupied and held in a trust since January 2005.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 120 MONTERO CT, APTOS, CA 95003-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Intrafamily Transfer, Transfer |
| Oct 17, 2017 | Affidavit of Death, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2005 · Amount on File |
| Deed Sale | Jan 27, 2005 · Amount on File |
| Deed Document Number | 20056117 |
| Prior Transfer Date | Jul 19, 2001 |
| Prior Transfer Doc | 0000046535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 13, 2026 |
| Property Address | 120 MONTERO CT, APTOS, CA 95003-3462 |
| Document Number | 0000005499 |
| Map Reference | MB 51 PG 13 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026-0005499 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 MONTERO CT, APTOS, CA 95003-3462 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 17, 2017 |
| Property Address | 120 MONTERO CT, APTOS, CA 95003-3462 |
| Document Number | 0000034833 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 34833 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 MONTERO CT APTOS CA 950033462, APTOS, CA 95003-3462 |
| Document Number | 34834 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 34834 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 16, 2032 |
The 2025 property tax bill for 120 Montero Ct was $13,034, up 7.8% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,037,914 (+2%) Land $622,748 Building $415,166 | ||
| 2025 | $13,034.00 (+7.82%) Homeowner's exemption | $1,017,562 Land $610,537 Building $407,025 | |
| 2024 | $12,089.00 (+2.08%) | ||
| 2023 | $11,843.00 (+2.18%) Homeowner's exemption | $978,049 Land $586,829 Building $391,220 | $993,780 |
| 2022 | $11,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 120 Montero Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 120 Montero Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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