134 Keystone Crossing Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 134 Keystone Crossing Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,206 sqft · built 1999
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2018)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T991700053`

Property Details

APN / Parcel Number

Primary APN	`T991700053`
Alternative APN	`4-0036-7966-00-0030.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,206 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	1,254 sqft
Basement Area	1,134 sqft
Finished Basement	850 sqft
Unfinished Basement	284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991700053
Street Address	134 KEYSTONE CROSSING DR
City	O FALLON
State	MO
Zip	63368-6775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE CROSSING #1 LOT 30
Legal Subdivision	KEYSTONE CROSSING #1
Legal Lot Number	30
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1013
Census Tract	311153

Owner

134 Keystone Crossing Dr is owned and occupied by two individuals who acquired it in January 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	134 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Oct 5, 2018	Grant Deed, Transfer DAS ACQUISITION
Oct 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	Oct 5, 2018
Deed Document Number	2018572360
Deed Book / Page	6987 / 79
Last Transfer Date	Jan 7, 2019
Transfer Doc	0070381787
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	134 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775
Document Number	0071451044
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 KEYSTONE CROSSING DR O FALLON MO 633686775, O FALLON, MO 63368-6775

Mortgage

Document Number	0071451044
Date	Sep 19, 2019
Book Page	007145/001044
Instrument	514040

Lender

Name	BANK OF AMERICA
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2018
Property Address	134 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775
Document Number	0069870079
Book / Page	006987 / 000079
Instrument Date	Oct 4, 2018
Instrument	572360
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 KEYSTONE CROSSING DR O FALLON MO 633686775, O FALLON, MO 63368-6775

Mortgage

Document Number	69870081
Date	Oct 5, 2018
Book Page	006987/000081
Instrument	572370

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2018
Property Address	134 KEYSTONE CROSSING DR, O FALLON, MO 63368-6775
Document Number	0069870077
Book / Page	006987 / 000077
Instrument Date	Aug 1, 2018
Instrument	572350
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	134 KEYSTONE CROSSING DR O FALLON MO 633686775, O FALLON, MO 63368-6775
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 134 Keystone Crossing Dr was $4,739, up 1.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,415 (-)	$402,182 (-) Land $70,000 Building $332,182
2025	$4,739.00 (+1.63%)	$76,415	$402,182 Land $70,000 Building $332,182
2024	$4,663.00
2023		$73,122
2022			$384,850 Building $384,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Keystone Crossing Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Keystone Crossing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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