133 Keystone Crossing Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 133 Keystone Crossing Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,706 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Oct 2017)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T991700062`

Property Details

APN / Parcel Number

Primary APN	`T991700062`
Alternative APN	`4-0036-7966-00-0118.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,706 sqft Living Area
Gross Area	3,546 sqft
1st Floor Area	1,554 sqft
Basement Area	1,536 sqft
Finished Basement	1,152 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991700062
Street Address	133 KEYSTONE CROSSING DR
City	O FALLON
State	MO
Zip	63368-6778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE CROSSING #1 LOT 118
Legal Subdivision	KEYSTONE CROSSING #1
Legal Lot Number	118
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1012
Census Tract	311153

Owner

133 Keystone Crossing Dr is owned by a company that acquired it in September 2018 and is owner-occupied.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	133 KEYSTONE CROSSING DR, O FALLON, MO 63368-6778
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Sep 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 20, 2017	Warranty Deed, Transfer · VA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Prior Sale	Nov 3, 2003 · Amount on File
Deed Document Number	2017659730
Deed Book / Page	6826 / 664
Last Transfer Date	Sep 17, 2018
Transfer Doc	0069831229
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	133 KEYSTONE CROSSING DR, O FALLON, MO 63368-6778
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071551100
Date	Oct 3, 2019
Book Page	7155/1100
Instrument	20191003000549300

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jan 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	133 KEYSTONE CROSSING DR, O FALLON, MO 63368-6778
Document Number	0000081642
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	133 KEYSTONE CROSSING DR O FALLON MO 633686778, O FALLON, MO 63368-6778

Mortgage

Document Number	0000081642
Date	Oct 26, 2020
Instrument	81642

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 25, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 28, 2018
Property Address	133 KEYSTONE CROSSING DR, O FALLON, MO 63368-6778
Document Number	0069831229
Book / Page	006983 / 001229
Instrument Date	Sep 17, 2018
Instrument	557250
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	133 KEYSTONE CROSSING DR O FALLON MO 633686778, O FALLON, MO 63368-6778

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 20, 2017
Property Address	133 KEYSTONE CROSSING DR, O FALLON, MO 63368-6778
Document Number	0068260664
Book / Page	6826 / 0664
Map Reference	MB 35 PG 52
Instrument Date	Oct 18, 2017
Instrument	20171020000659730
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 KEYSTONE CROSSING DR, O FALLON, MO 63368-6778

Mortgage

Document Number	20171020000659740
Date	Oct 20, 2017
Instrument	20171020000659740

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 133 Keystone Crossing Dr was $3,995, up 8.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,348 (-)	$338,672 (-) Land $70,000 Building $268,672
2025	$3,995.00 (+8.18%)	$64,348	$338,672 Land $70,000 Building $268,672
2024	$3,693.00
2023		$57,815
2022			$304,288 Land $60,000 Building $244,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 133 Keystone Crossing Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Keystone Crossing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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