York County and Saco City property record for 134 Flag Pond Rd, Saco, ME 04072
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 2.5 ba · 2,176 sqft · built 1997 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $605,000 (Oct 2023) |
| Tax Bill | $7,657 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Oct 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P3905R |
| Primary APN | P3905R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 4,079 sqft |
| 1st Floor Area | 944 sqft |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | P3905R |
|---|---|
| Street Address | 134 FLAG POND RD |
| City | SACO |
| State | ME |
| Zip | 04072-9004 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | LDR |
| Legal Lot Number | 12 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5200 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 134 FLAG POND RD, SACO, ME 04072-9004 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Oct 13, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage SACO VALLEY CREDIT UNION |
| Aug 17, 2023 | Warranty Deed, Transfer |
| Mar 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Feb 15, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on Record |
| Deed Sale | Oct 13, 2023 · Amount on Record |
| Prior Sale | Aug 17, 2023 · Amount on Record |
| Deed Book / Page | 19329 / 228 |
| Transfer Doc | 14368-0046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 134 FLAG POND RD, SACO, ME 04072-9004 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0187950501 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 18795/501 |
| Instrument | 2021052648 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Oct 13, 2023 |
| Property Address | 134 FLAG POND RD, SACO, ME 04072-9004 |
| Document Number | 0193290228 |
| Book / Page | 19329 / 228 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023032725 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 19 HIGH ST APT 101, 101, BIDDEFORD, ME 04005-5187 |
| Document Number | 2023032726 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023032726 |
| Name | SACO VALLEY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Aug 17, 2023 |
| Property Address | 134 FLAG POND RD, SACO, ME 04072-9004 |
| Document Number | 0192940835 |
| Book / Page | 19294 / 835 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023025118 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 ALFRED ST, BIDDEFORD, ME 04005-9447 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 134 FLAG POND RD, SACO, ME 04072-9004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0181880267 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 18188/267 |
| Instrument | 2020010694 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Feb 15, 2019 |
| Property Address | 134 FLAG POND RD, SACO, ME 04072-9004 |
| Document Number | 0178950634 |
| Book / Page | 17895 / 634 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019005509 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 29 OLD ORCHARD RD, SACO, ME 04072-2141 |
| Document Number | 2019005510 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019005510 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,657.00 (+12.97%) | $539,200 (+11.77%) Land $91,800 Building $447,400 | |
| 2024 | $6,778.00 (+9.66%) | $482,400 (+43.06%) Land $73,400 Building $409,000 | $563,065 |
| 2022 | $6,181.00 | $337,200 Land $73,500 Building $263,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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